Blood split unit at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$579.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,518.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$58.34 with BCBS - AZ vs $526.93 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - AZ Commercial|Neighborhood $58.34 ↓ -90%
BCBS - AZ Commercial|MaricopaFocus $58.34 ↓ -90%
BCBS - AZ Commercial|All Other Plans $77.79 ↓ -87%
United Medicaid|All Plans $109.68 ↓ -81%
Health Choice Medicaid|All Plans $109.68 ↓ -81%
BCBS - AZ Commercial|Workers Comp $115.29 ↓ -80%
United Commercial|DignityHealthEmployee $126.73 ↓ -78%
United Medicare|Dual Complete $147.48 ↓ -75%
Care 1st Medicare|All Plans $151.13 ↓ -74%
Humana Medicare|All Plans $151.13 ↓ -74%
Optum Medicare|OptumCare $151.13 ↓ -74%
Aetna Medicare|All Plans $151.13 ↓ -74%
First Health Medicare|All Plans $151.13 ↓ -74%
United Medicare|All Other Plans $151.13 ↓ -74%
Cigna Medicare|All Plans $151.13 ↓ -74%
BCBS - AZ Medicare|All Plans $151.13 ↓ -74%
Health Choice Medicare|All Plans $151.13 ↓ -74%
Mercy Care Plan Medicaid|All Plans $151.13 ↓ -74%
Mercy Care Plan Medicare|All Plans $151.13 ↓ -74%
Devoted Health Medicare|All Plans $155.66 ↓ -73%
Optum Medicare|OptumHealth $166.24 ↓ -71%
United Commercial|Navigate $268.00 ↓ -54%
Optum Commercial|OptumHealth $313.49 ↓ -46%
Cigna Commercial|LifeSource $366.85 ↓ -37%
United Commercial|All Other Plans $379.00 ↓ -35%
Other Commercial|NTN $400.20 ↓ -31%
LifeTrac Commercial|All Plans $433.55 ↓ -25%
First Health Commercial|All Plans $440.22 ↓ -24%
United Commercial|Options PPO $463.00 ↓ -20%
Health Net Commercial|Interlink $466.90 ↓ -19%
MultiPlan Commercial|All Plans $526.93 ↓ -9%

Visitor-reported prices

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Blood split unit at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix $331.14 $50.42 – $520.43
Arizona General Hospital Mesa Mesa $357.17 $50.42 – $520.43

All Arizona hospitals for this procedure →