Biopsy needle lymph node superficial at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,411.88

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,696.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$89.05 with Health Choice vs $3,499.51 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $89.05 ↓ -94%
United Medicaid|All Plans $89.05 ↓ -94%
United Commercial|DignityHealthEmployee $702.24 ↓ -50%
United Medicare|Dual Complete $1,685.18 ↑ +19%
Care 1st Medicare|All Plans $1,726.88 ↑ +22%
Aetna Medicare|All Plans $1,726.88 ↑ +22%
Mercy Care Plan Medicare|All Plans $1,726.88 ↑ +22%
First Health Medicare|All Plans $1,726.88 ↑ +22%
United Medicare|All Other Plans $1,726.88 ↑ +22%
Health Choice Medicare|All Plans $1,726.88 ↑ +22%
BCBS - AZ Medicare|All Plans $1,726.88 ↑ +22%
Humana Medicare|All Plans $1,726.88 ↑ +22%
Optum Medicare|OptumCare $1,726.88 ↑ +22%
Cigna Medicare|All Plans $1,726.88 ↑ +22%
Mercy Care Plan Medicaid|All Plans $1,726.88 ↑ +22%
Optum Commercial|OptumHealth $1,737.12 ↑ +23%
BCBS - AZ Commercial|MaricopaFocus $1,770.91 ↑ +25%
BCBS - AZ Commercial|Neighborhood $1,770.91 ↑ +25%
Devoted Health Medicare|All Plans $1,778.69 ↑ +26%
Optum Medicare|OptumHealth $1,899.57 ↑ +35%
Cigna Commercial|LifeSource $2,032.80 ↑ +44%
Cigna Commercial|Exchange $2,119.00 ↑ +50%
Other Commercial|NTN $2,217.60 ↑ +57%
Cigna Commercial|LocalPlus SureFit $2,269.00 ↑ +61%
BCBS - AZ Commercial|All Other Plans $2,361.22 ↑ +67%
LifeTrac Commercial|All Plans $2,402.40 ↑ +70%
Health Net Commercial|Interlink $2,587.20 ↑ +83%
First Health Commercial|All Plans $2,587.20 ↑ +83%
MultiPlan Commercial|All Plans $2,919.84 ↑ +107%
Cigna Commercial|All Other Plans $2,985.00 ↑ +111%
BCBS - AZ Commercial|Workers Comp $3,499.51 ↑ +148%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Biopsy needle lymph node superficial at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $939.39 $349.80 – $4,640.00
Banner Estrella Medical Center Phoenix $1,015.49 $349.80 – $4,640.00
Arizona General Hospital Laveen Phoenix not published $89.05 – $1,778.69
Mercy Gilbert Medical Center Gilbert $675.77 $89.05 – $1,726.88
Banner University Medical Center Tucson Tucson $1,266.14 $465.00 – $4,466.00
Banner University Medical Center South Tucson $1,838.18 $465.00 – $4,466.00
Banner Baywood Medical Center Mesa $897.41 $349.80 – $4,640.00
Banner Boswell Medical Center Sun City $758.34 $349.80 – $4,640.00

All Arizona hospitals for this procedure →