Bilirubin direct at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$74.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$196.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.11 with United vs $154.84 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $2.11 ↓ -97%
United Commercial|Options PPO $3.01 ↓ -96%
United Commercial|All Other Plans $3.01 ↓ -96%
Care 1st Medicare|All Plans $5.02 ↓ -93%
Humana Medicare|All Plans $5.02 ↓ -93%
Optum Medicare|OptumCare $5.02 ↓ -93%
Aetna Medicare|All Plans $5.02 ↓ -93%
First Health Medicare|All Plans $5.02 ↓ -93%
United Medicare|All Other Plans $5.02 ↓ -93%
United Medicare|Dual Complete $5.02 ↓ -93%
Cigna Medicare|All Plans $5.02 ↓ -93%
BCBS - AZ Medicare|All Plans $5.02 ↓ -93%
Health Choice Medicaid|All Plans $5.02 ↓ -93%
Health Choice Medicare|All Plans $5.02 ↓ -93%
Mercy Care Plan Medicaid|All Plans $5.02 ↓ -93%
Mercy Care Plan Medicare|All Plans $5.02 ↓ -93%
United Medicaid|All Plans $5.15 ↓ -93%
Devoted Health Medicare|All Plans $5.17 ↓ -93%
Optum Medicare|OptumHealth $5.52 ↓ -93%
Cigna Commercial|Exchange $10.43 ↓ -86%
Cigna Commercial|LocalPlus SureFit $11.15 ↓ -85%
BCBS - AZ Commercial|MaricopaFocus $12.53 ↓ -83%
BCBS - AZ Commercial|Neighborhood $12.53 ↓ -83%
Cigna Commercial|All Other Plans $14.67 ↓ -80%
Aetna Commercial|All Plans $15.78 ↓ -79%
BCBS - AZ Commercial|All Other Plans $16.70 ↓ -78%
BCBS - AZ Commercial|Workers Comp $24.75 ↓ -67%
Aetna Commercial|PPO $25.40 ↓ -66%
Aetna Commercial|HMO $25.40 ↓ -66%
Aetna Commercial|All Other Plans $25.40 ↓ -66%
United Commercial|DignityHealthEmployee $37.24 ↓ -50%
Optum Commercial|OptumHealth $92.12 ↑ +23%
Cigna Commercial|LifeSource $107.80 ↑ +44%
Other Commercial|NTN $117.60 ↑ +57%
LifeTrac Commercial|All Plans $127.40 ↑ +70%
First Health Commercial|All Plans $129.36 ↑ +73%
Health Net Commercial|Interlink $137.20 ↑ +83%
MultiPlan Commercial|All Plans $154.84 ↑ +107%

Visitor-reported prices

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Bilirubin direct at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $25.44 $5.02 – $116.25
Banner Estrella Medical Center Phoenix $25.12 $5.02 – $116.25
Arizona General Hospital Laveen Phoenix $44.89 $3.01 – $160.14
Mercy Gilbert Medical Center Gilbert $62.98 $5.02 – $189.42
Banner University Medical Center Tucson Tucson $20.09 $5.02 – $29.60
Banner University Medical Center South Tucson $19.34 $5.02 – $29.60
Banner Baywood Medical Center Mesa $20.19 $5.02 – $116.25
Banner Behavioral Health Hospital Scottsdale $90.81 $5.02 – $108.50

All Arizona hospitals for this procedure →