Assess aphasia/interp/rpt/per hr 96105 at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$242.57

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$635.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$101.56 with United vs $635.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $101.56 ↓ -58%
United Commercial|DignityHealthEmployee $120.65 ↓ -50%
United Commercial|Navigate $162.00 ↓ -33%
Cigna Commercial|Exchange $280.00 ↑ +15%
Optum Commercial|OptumHealth $298.45 ↑ +23%
Cigna Commercial|LocalPlus SureFit $300.00 ↑ +24%
Cigna Commercial|LifeSource $349.25 ↑ +44%
United Commercial|All Other Plans $354.00 ↑ +46%
Other Commercial|NTN $381.00 ↑ +57%
Cigna Commercial|All Other Plans $395.00 ↑ +63%
Connected Care Commercial|Intel $400.05 ↑ +65%
LifeTrac Commercial|All Plans $412.75 ↑ +70%
BCBS - AZ Commercial|MaricopaFocus $429.72 ↑ +77%
BCBS - AZ Commercial|Neighborhood $429.72 ↑ +77%
United Commercial|Options PPO $434.00 ↑ +79%
Health Net Commercial|Interlink $444.50 ↑ +83%
First Health Commercial|All Plans $444.50 ↑ +83%
MultiPlan Commercial|All Plans $501.65 ↑ +107%
BCBS - AZ Commercial|All Other Plans $572.95 ↑ +136%
BCBS - AZ Commercial|Workers Comp $635.00 ↑ +162%

Visitor-reported prices

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Assess aphasia/interp/rpt/per hr 96105 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $77.39 $81.00 – $351.75
Banner Estrella Medical Center Phoenix $51.59 $81.00 – $428.49
Arizona General Hospital Laveen Phoenix $74.66 $101.56 – $268.71
Banner University Medical Center Tucson Tucson $88.67 $69.00 – $365.57
Banner University Medical Center South Tucson $50.37 $69.00 – $276.00
Banner Baywood Medical Center Mesa $92.86 $81.00 – $428.49
Banner Casa Grande Medical Center Casa Grande $36.11 $81.00 – $351.75
Banner Desert Medical Center Mesa $122.88 $81.00 – $428.49

All Arizona hospitals for this procedure →