Artery x-rays lungs at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$8,041.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$21,050.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$154.85 with United vs $16,629.50 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $154.85 ↓ -98%
BCBS - AZ Commercial|MaricopaFocus $289.70 ↓ -96%
BCBS - AZ Commercial|Neighborhood $289.70 ↓ -96%
BCBS - AZ Commercial|All Other Plans $386.27 ↓ -95%
Aetna Commercial|All Plans $449.73 ↓ -94%
BCBS - AZ Commercial|Workers Comp $570.00 ↓ -93%
United Medicare|Dual Complete $3,273.65 ↓ -59%
Health Choice Medicare|All Plans $3,354.67 ↓ -58%
Humana Medicare|All Plans $3,354.67 ↓ -58%
Optum Medicare|OptumCare $3,354.67 ↓ -58%
Care 1st Medicare|All Plans $3,354.67 ↓ -58%
Aetna Medicare|All Plans $3,354.67 ↓ -58%
Mercy Care Plan Medicare|All Plans $3,354.67 ↓ -58%
First Health Medicare|All Plans $3,354.67 ↓ -58%
United Medicare|All Other Plans $3,354.67 ↓ -58%
Mercy Care Plan Medicaid|All Plans $3,354.67 ↓ -58%
Cigna Medicare|All Plans $3,354.67 ↓ -58%
BCBS - AZ Medicare|All Plans $3,354.67 ↓ -58%
Health Choice Medicaid|All Plans $3,354.67 ↓ -58%
Optum Medicare|OptumHealth $3,690.14 ↓ -54%
United Commercial|DignityHealthEmployee $3,999.50 ↓ -50%
Cigna Commercial|Exchange $6,496.35 ↓ -19%
United Commercial|Navigate $6,833.27 ↓ -15%
United Commercial|Options PPO $6,833.27 ↓ -15%
United Commercial|All Other Plans $6,833.27 ↓ -15%
Cigna Commercial|LocalPlus SureFit $6,953.84 ↓ -14%
Cigna Commercial|All Other Plans $9,149.79 ↑ +14%
Optum Commercial|OptumHealth $9,893.50 ↑ +23%
Cigna Commercial|LifeSource $11,577.50 ↑ +44%
Other Commercial|NTN $12,630.00 ↑ +57%
LifeTrac Commercial|All Plans $13,682.50 ↑ +70%
Health Net Commercial|Interlink $14,735.00 ↑ +83%
First Health Commercial|All Plans $14,735.00 ↑ +83%
MultiPlan Commercial|All Plans $16,629.50 ↑ +107%

Visitor-reported prices

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Artery x-rays lungs at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $1,183.71 $112.39 – $5,535.21
Banner Estrella Medical Center Phoenix $1,105.17 $288.88 – $5,535.21
Mercy Gilbert Medical Center Gilbert $3,232.44 $154.85 – $10,117.80
Banner University Medical Center Tucson Tucson $1,288.53 $204.93 – $5,535.21
Banner University Medical Center South Tucson $1,600.27 $173.59 – $5,535.21
Banner Baywood Medical Center Mesa $1,178.10 $288.88 – $5,535.21
Banner Boswell Medical Center Sun City $1,548.36 $220.58 – $5,535.21
Banner Casa Grande Medical Center Casa Grande $1,178.10 $169.17 – $5,032.01

All Arizona hospitals for this procedure →