Artery x-rays adrenals at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,138.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,599.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$180.95 with United vs $5,599.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $180.95 ↓ -92%
BCBS - AZ Commercial|Neighborhood $451.82 ↓ -79%
BCBS - AZ Commercial|MaricopaFocus $451.82 ↓ -79%
BCBS - AZ Commercial|All Other Plans $602.42 ↓ -72%
Aetna Commercial|All Plans $666.07 ↓ -69%
BCBS - AZ Commercial|Workers Comp $888.97 ↓ -58%
United Commercial|DignityHealthEmployee $1,063.81 ↓ -50%
Optum Commercial|OptumHealth $2,631.53 ↑ +23%
Cigna Commercial|LifeSource $3,079.45 ↑ +44%
United Medicare|Dual Complete $3,273.65 ↑ +53%
Health Choice Medicare|All Plans $3,354.67 ↑ +57%
Health Choice Medicaid|All Plans $3,354.67 ↑ +57%
Mercy Care Plan Medicaid|All Plans $3,354.67 ↑ +57%
Aetna Medicare|All Plans $3,354.67 ↑ +57%
Mercy Care Plan Medicare|All Plans $3,354.67 ↑ +57%
United Medicare|All Other Plans $3,354.67 ↑ +57%
BCBS - AZ Medicare|All Plans $3,354.67 ↑ +57%
Care 1st Medicare|All Plans $3,354.67 ↑ +57%
Cigna Medicare|All Plans $3,354.67 ↑ +57%
Optum Medicare|OptumCare $3,354.67 ↑ +57%
First Health Medicare|All Plans $3,354.67 ↑ +57%
Humana Medicare|All Plans $3,354.67 ↑ +57%
Other Commercial|NTN $3,359.40 ↑ +57%
LifeTrac Commercial|All Plans $3,639.35 ↑ +70%
Optum Medicare|OptumHealth $3,690.14 ↑ +73%
Health Net Commercial|Interlink $3,919.30 ↑ +83%
First Health Commercial|All Plans $3,919.30 ↑ +83%
MultiPlan Commercial|All Plans $4,423.21 ↑ +107%
United Commercial|All Other Plans $5,599.00 ↑ +162%
United Commercial|Navigate $5,599.00 ↑ +162%
Cigna Commercial|Exchange $5,599.00 ↑ +162%
Cigna Commercial|All Other Plans $5,599.00 ↑ +162%
United Commercial|Options PPO $5,599.00 ↑ +162%
Cigna Commercial|LocalPlus SureFit $5,599.00 ↑ +162%

Visitor-reported prices

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Artery x-rays adrenals at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $899.28 $175.28 – $5,535.21
Banner Estrella Medical Center Phoenix $839.61 $450.53 – $5,535.21
Banner University Medical Center Tucson Tucson $1,590.32 $230.78 – $5,535.21
Banner University Medical Center South Tucson $1,975.07 $230.78 – $5,535.21
Banner Baywood Medical Center Mesa $895.02 $450.53 – $5,535.21
Banner Boswell Medical Center Sun City $1,176.31 $344.01 – $5,535.21
Banner Casa Grande Medical Center Casa Grande $895.02 $230.78 – $5,032.01
Banner Desert Medical Center Mesa $1,116.64 $450.53 – $5,535.21

All Arizona hospitals for this procedure →