Apply interstit radiat compl at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,381.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,853.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$721.62 with United vs $8,853.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|Dual Complete $721.62 ↓ -79%
Humana Medicare|All Plans $739.48 ↓ -78%
BCBS - AZ Medicare|All Plans $739.48 ↓ -78%
Optum Medicare|OptumCare $739.48 ↓ -78%
Care 1st Medicare|All Plans $739.48 ↓ -78%
United Medicare|All Other Plans $739.48 ↓ -78%
Mercy Care Plan Medicaid|All Plans $739.48 ↓ -78%
Health Choice Medicaid|All Plans $739.48 ↓ -78%
Health Choice Medicare|All Plans $739.48 ↓ -78%
Aetna Medicare|All Plans $739.48 ↓ -78%
Mercy Care Plan Medicare|All Plans $739.48 ↓ -78%
First Health Medicare|All Plans $739.48 ↓ -78%
Cigna Medicare|All Plans $739.48 ↓ -78%
Optum Medicare|OptumHealth $813.43 ↓ -76%
United Medicaid|All Plans $968.78 ↓ -71%
Cigna Commercial|Exchange $1,573.88 ↓ -53%
United Commercial|DignityHealthEmployee $1,682.07 ↓ -50%
Cigna Commercial|LocalPlus SureFit $1,684.71 ↓ -50%
BCBS - AZ Commercial|MaricopaFocus $2,159.16 ↓ -36%
BCBS - AZ Commercial|Neighborhood $2,159.16 ↓ -36%
Cigna Commercial|All Other Plans $2,216.73 ↓ -34%
Aetna Commercial|All Plans $2,708.44 ↓ -20%
United Commercial|All Other Plans $2,824.00 ↓ -16%
BCBS - AZ Commercial|All Other Plans $2,878.87 ↓ -15%
Optum Commercial|OptumHealth $4,160.91 ↑ +23%
BCBS - AZ Commercial|Workers Comp $4,248.21 ↑ +26%
Cigna Commercial|LifeSource $4,869.15 ↑ +44%
Other Commercial|NTN $5,311.80 ↑ +57%
LifeTrac Commercial|All Plans $5,754.45 ↑ +70%
Health Net Commercial|Interlink $6,197.10 ↑ +83%
First Health Commercial|All Plans $6,197.10 ↑ +83%
United Commercial|Options PPO $6,295.00 ↑ +86%
MultiPlan Commercial|All Plans $6,993.87 ↑ +107%
United Commercial|Navigate $8,853.00 ↑ +162%

Visitor-reported prices

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Apply interstit radiat compl at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $1,940.81 $513.63 – $3,157.50
Banner University Medical Center Tucson Tucson $735.28 $513.63 – $2,761.60
Banner Boswell Medical Center Sun City $1,570.33 $513.63 – $3,368.00
Banner Casa Grande Medical Center Casa Grande $1,034.94 $513.63 – $3,157.50
Banner Desert Medical Center Mesa $2,012.38 $513.63 – $3,157.50
Banner Gateway Medical Center Gilbert $1,945.02 $513.63 – $3,157.50
Banner Thunderbird Medical Center Glendale $1,759.78 $72.99 – $3,157.50

All Arizona hospitals for this procedure →