Appendectomy/open/rup/w/absc/peri 44960 at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$915.86 with Health Choice vs $14,072.65 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $915.86
United Medicaid|All Plans $915.86
Cigna Commercial|Exchange $3,503.00
Cigna Commercial|LocalPlus SureFit $3,750.00
Cigna Commercial|All Other Plans $4,934.00
BCBS - AZ Commercial|Neighborhood $7,121.40
BCBS - AZ Commercial|MaricopaFocus $7,121.40
BCBS - AZ Commercial|All Other Plans $9,495.20
BCBS - AZ Commercial|Workers Comp $14,072.65
Other Commercial|NTN not published by hospital
MultiPlan Commercial|All Plans not published by hospital
First Health Commercial|All Plans not published by hospital
United Commercial|DignityHealthEmployee not published by hospital
Health Net Commercial|Interlink not published by hospital
Cigna Commercial|LifeSource not published by hospital
LifeTrac Commercial|All Plans not published by hospital
Optum Commercial|OptumHealth not published by hospital

Visitor-reported prices

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Appendectomy/open/rup/w/absc/peri 44960 at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix not published $915.86 – $6,154.45
Banner Page Hospital Page $1,557.59 $549.07 – $2,191.65
Yavapai Regional Medical Center (East) Prescott $1,265.11 $915.86 – $1,619.75
Mercy Gilbert Medical Center Gilbert not published $915.86 – $7,291.55
Banner University Medical Center Tucson Tucson not published $8,372.62 – $8,372.62
Banner University Medical Center South Tucson not published $5,897.15 – $5,897.15
Arizona General Hospital Mesa Mesa not published $915.86 – $6,154.45
Chandler Regional Medical Center Chandler not published $833.39 – $854.23

All Arizona hospitals for this procedure →