App high cost ss f/n/g/h/f <100sq cm addl <25sq cm at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$922.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,414.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$26.11 with United vs $2,346.57 with BCBS - AZ — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $26.11 | ↓ -97% |
| Health Choice | Medicaid|All Plans | $26.11 | ↓ -97% |
| United | Commercial|DignityHealthEmployee | $458.66 | ↓ -50% |
| Optum | Commercial|OptumHealth | $1,134.58 | ↑ +23% |
| BCBS - AZ | Commercial|MaricopaFocus | $1,187.47 | ↑ +29% |
| BCBS - AZ | Commercial|Neighborhood | $1,187.47 | ↑ +29% |
| Cigna | Commercial|LifeSource | $1,327.70 | ↑ +44% |
| Other | Commercial|NTN | $1,448.40 | ↑ +57% |
| LifeTrac | Commercial|All Plans | $1,569.10 | ↑ +70% |
| BCBS - AZ | Commercial|All Other Plans | $1,583.30 | ↑ +72% |
| Health Net | Commercial|Interlink | $1,689.80 | ↑ +83% |
| First Health | Commercial|All Plans | $1,689.80 | ↑ +83% |
| MultiPlan | Commercial|All Plans | $1,907.06 | ↑ +107% |
| BCBS - AZ | Commercial|Workers Comp | $2,346.57 | ↑ +154% |
Visitor-reported prices
Comments
App high cost ss f/n/g/h/f <100sq cm addl <25sq cm at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $47.14 | $18.20 – $636.64 |
| Arizona General Hospital Laveen | Phoenix | not published | $26.11 – $1,026.23 |
| Mercy Gilbert Medical Center | Gilbert | $333.58 | $26.11 – $1,215.84 |
| Banner Baywood Medical Center | Mesa | $34.94 | $18.20 – $1,636.41 |
| Banner Casa Grande Medical Center | Casa Grande | $40.95 | $18.20 – $958.32 |
| Banner Payson Medical Center | Payson | $51.96 | $37.04 – $81.90 |
| Yavapai Regional Medical Center (East) | Prescott | $2,617.04 | $26.11 – $46.55 |
| Chandler Regional Medical Center | Chandler | $363.41 | $26.11 – $1,139.04 |