Ankle X-ray at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$336.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$882.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.27 with United vs $696.78 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $38.27 ↓ -89%
Health Choice Medicaid|All Plans $38.27 ↓ -89%
BCBS - AZ Commercial|MaricopaFocus $82.44 ↓ -76%
BCBS - AZ Commercial|Neighborhood $82.44 ↓ -76%
United Medicare|Dual Complete $91.58 ↓ -73%
Care 1st Medicare|All Plans $93.85 ↓ -72%
Humana Medicare|All Plans $93.85 ↓ -72%
Optum Medicare|OptumCare $93.85 ↓ -72%
Aetna Medicare|All Plans $93.85 ↓ -72%
First Health Medicare|All Plans $93.85 ↓ -72%
United Medicare|All Other Plans $93.85 ↓ -72%
Cigna Medicare|All Plans $93.85 ↓ -72%
BCBS - AZ Medicare|All Plans $93.85 ↓ -72%
Health Choice Medicare|All Plans $93.85 ↓ -72%
Mercy Care Plan Medicaid|All Plans $93.85 ↓ -72%
Mercy Care Plan Medicare|All Plans $93.85 ↓ -72%
Devoted Health Medicare|All Plans $96.67 ↓ -71%
Optum Medicare|OptumHealth $103.23 ↓ -69%
BCBS - AZ Commercial|All Other Plans $109.92 ↓ -67%
BCBS - AZ Commercial|Workers Comp $162.90 ↓ -52%
United Commercial|DignityHealthEmployee $167.58 ↓ -50%
Aetna Commercial|All Plans $176.94 ↓ -47%
Cigna Commercial|Exchange $189.46 ↓ -44%
United Commercial|Navigate $194.81 ↓ -42%
United Commercial|Options PPO $194.81 ↓ -42%
United Commercial|All Other Plans $194.81 ↓ -42%
Cigna Commercial|LocalPlus SureFit $202.81 ↓ -40%
Cigna Commercial|All Other Plans $266.85 ↓ -21%
Aetna Commercial|HMO $287.14 ↓ -15%
Aetna Commercial|All Other Plans $287.14 ↓ -15%
Aetna Commercial|PPO $287.14 ↓ -15%
Optum Commercial|OptumHealth $414.54 ↑ +23%
Cigna Commercial|LifeSource $485.10 ↑ +44%
Other Commercial|NTN $529.20 ↑ +57%
LifeTrac Commercial|All Plans $573.30 ↑ +70%
First Health Commercial|All Plans $582.12 ↑ +73%
Health Net Commercial|Interlink $617.40 ↑ +83%
MultiPlan Commercial|All Plans $696.78 ↑ +107%

Visitor-reported prices

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Ankle X-ray at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $105.19 $44.20 – $347.17
Banner Estrella Medical Center Phoenix $97.35 $58.65 – $347.17
Arizona General Hospital Laveen Phoenix $448.16 $38.27 – $799.85
Banner University Medical Center Tucson Tucson $129.30 $58.65 – $409.57
Banner University Medical Center South Tucson $132.75 $58.65 – $409.57
Banner Baywood Medical Center Mesa $107.42 $58.65 – $347.17
Banner Behavioral Health Hospital Scottsdale $218.53 $35.22 – $261.10
Banner Boswell Medical Center Sun City $91.01 $58.65 – $347.17

All Arizona hospitals for this procedure →