Amniocentesis therapeutic at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$435.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,141.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$182.79 with Health Choice vs $4,934.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Medicaid|All Plans $182.79 ↓ -58%
United Medicaid|All Plans $182.79 ↓ -58%
United Commercial|DignityHealthEmployee $216.79 ↓ -50%
United Medicare|Dual Complete $316.38 ↓ -27%
Aetna Medicare|All Plans $324.21 ↓ -26%
Mercy Care Plan Medicare|All Plans $324.21 ↓ -26%
First Health Medicare|All Plans $324.21 ↓ -26%
BCBS - AZ Medicare|All Plans $324.21 ↓ -26%
Humana Medicare|All Plans $324.21 ↓ -26%
Optum Medicare|OptumCare $324.21 ↓ -26%
Care 1st Medicare|All Plans $324.21 ↓ -26%
United Medicare|All Other Plans $324.21 ↓ -26%
Mercy Care Plan Medicaid|All Plans $324.21 ↓ -26%
Health Choice Medicare|All Plans $324.21 ↓ -26%
Cigna Medicare|All Plans $324.21 ↓ -26%
Devoted Health Medicare|All Plans $333.94 ↓ -23%
Optum Medicare|OptumHealth $356.63 ↓ -18%
Optum Commercial|OptumHealth $536.27 ↑ +23%
Cigna Commercial|LifeSource $627.55 ↑ +44%
Other Commercial|NTN $684.60 ↑ +57%
LifeTrac Commercial|All Plans $741.65 ↑ +70%
Health Net Commercial|Interlink $798.70 ↑ +83%
First Health Commercial|All Plans $798.70 ↑ +83%
MultiPlan Commercial|All Plans $901.39 ↑ +107%
BCBS - AZ Commercial|MaricopaFocus $1,391.54 ↑ +219%
BCBS - AZ Commercial|Neighborhood $1,391.54 ↑ +219%
BCBS - AZ Commercial|All Other Plans $1,855.38 ↑ +326%
BCBS - AZ Commercial|Workers Comp $2,749.83 ↑ +531%
Cigna Commercial|Exchange $3,503.00 ↑ +704%
Cigna Commercial|LocalPlus SureFit $3,750.00 ↑ +760%
Cigna Commercial|All Other Plans $4,934.00 ↑ +1032%

Visitor-reported prices

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Amniocentesis therapeutic at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $1,015.65 $204.07 – $2,127.75
Banner Estrella Medical Center Phoenix $1,097.92 $204.07 – $2,127.75
Arizona General Hospital Laveen Phoenix not published $182.79 – $333.94
Banner University Medical Center Tucson Tucson $467.54 $204.07 – $1,030.40
Banner Casa Grande Medical Center Casa Grande $785.85 $204.07 – $2,127.75
Banner Desert Medical Center Mesa $1,004.30 $204.07 – $2,127.75
Banner Ironwood Medical Center San Tan Valley $1,095.08 $204.07 – $2,127.75
Banner Gateway Medical Center Gilbert $870.96 $204.07 – $2,127.75

All Arizona hospitals for this procedure →