Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$2,293.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,003.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$130.70 with Health Choice vs $2,749.14 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Choice | Medicaid|All Plans | $130.70 | ↓ -94% |
| United | Medicaid|All Plans | $130.70 | ↓ -94% |
| Cigna | Commercial|Exchange | $159.25 | ↓ -93% |
| Cigna | Commercial|LocalPlus SureFit | $170.81 | ↓ -93% |
| Cigna | Commercial|All Other Plans | $224.75 | ↓ -90% |
| Aetna | Commercial|HMO | $543.04 | ↓ -76% |
| Aetna | Commercial|PPO | $543.04 | ↓ -76% |
| Aetna | Commercial|All Other Plans | $543.04 | ↓ -76% |
| United | Commercial|DignityHealthEmployee | $644.86 | ↓ -72% |
| BCBS - AZ | Commercial|MaricopaFocus | $893.83 | ↓ -61% |
| BCBS - AZ | Commercial|Neighborhood | $893.83 | ↓ -61% |
| BCBS - AZ | Commercial|All Other Plans | $1,191.77 | ↓ -48% |
| Connected Care | Commercial|Intel | $1,289.72 | ↓ -44% |
| BCBS - AZ | Commercial|Workers Comp | $1,766.30 | ↓ -23% |
| First Health | Commercial|All Plans | $2,240.04 | ↓ -2% |
| MultiPlan | Commercial|All Plans | $2,749.14 | ↑ +20% |
Visitor-reported prices
Comments
Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Gilbert Medical Center | Gilbert | $6,652.34 | $130.70 – $9,468.69 |
| Chandler Regional Medical Center | Chandler | $7,247.26 | $130.70 – $10,329.48 |