Allograft epieffect 2x3cm-q4186-cost per sq cm at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$452.29

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,184.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$127.26 with United vs $909.00 with BCBS - AZ — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $127.26 ↓ -72%
United Commercial|DignityHealthEmployee $172.71 ↓ -62%
Cigna Commercial|Exchange $196.33 ↓ -57%
Cigna Commercial|LocalPlus SureFit $210.58 ↓ -53%
Cigna Commercial|All Other Plans $277.08 ↓ -39%
Aetna Commercial|All Plans $354.51 ↓ -22%
Optum Commercial|OptumHealth $427.23 ↓ -6%
Cigna Commercial|LifeSource $499.95 ↑ +11%
Connected Care Commercial|Intel $509.04 ↑ +13%
Other Commercial|NTN $545.40 ↑ +21%
LifeTrac Commercial|All Plans $590.85 ↑ +31%
Health Net Commercial|Interlink $636.30 ↑ +41%
First Health Commercial|All Plans $636.30 ↑ +41%
MultiPlan Commercial|All Plans $718.11 ↑ +59%
BCBS - AZ Commercial|Neighborhood $824.48 ↑ +82%
BCBS - AZ Commercial|MaricopaFocus $824.48 ↑ +82%
BCBS - AZ Commercial|Workers Comp $909.00 ↑ +101%
BCBS - AZ Commercial|All Other Plans $909.00 ↑ +101%

Visitor-reported prices

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Allograft epieffect 2x3cm-q4186-cost per sq cm at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix $1,313.32 $263.08 – $4,685.50
Mercy Gilbert Medical Center Gilbert $19,004.98 $196.33 – $1,951.18
Arizona General Hospital Mesa Mesa $1,416.55 $263.08 – $4,685.50
Chandler Regional Medical Center Chandler $20,704.61 $196.33 – $2,128.56

All Arizona hospitals for this procedure →