Allograft epieffect 2x3cm-q4186-cost per sq cm at St. Joseph’s Hospital and Medical Center
350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655
$452.29
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,184.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$127.26 with United vs $909.00 with BCBS - AZ — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicaid|All Plans | $127.26 | ↓ -72% |
| United | Commercial|DignityHealthEmployee | $172.71 | ↓ -62% |
| Cigna | Commercial|Exchange | $196.33 | ↓ -57% |
| Cigna | Commercial|LocalPlus SureFit | $210.58 | ↓ -53% |
| Cigna | Commercial|All Other Plans | $277.08 | ↓ -39% |
| Aetna | Commercial|All Plans | $354.51 | ↓ -22% |
| Optum | Commercial|OptumHealth | $427.23 | ↓ -6% |
| Cigna | Commercial|LifeSource | $499.95 | ↑ +11% |
| Connected Care | Commercial|Intel | $509.04 | ↑ +13% |
| Other | Commercial|NTN | $545.40 | ↑ +21% |
| LifeTrac | Commercial|All Plans | $590.85 | ↑ +31% |
| Health Net | Commercial|Interlink | $636.30 | ↑ +41% |
| First Health | Commercial|All Plans | $636.30 | ↑ +41% |
| MultiPlan | Commercial|All Plans | $718.11 | ↑ +59% |
| BCBS - AZ | Commercial|Neighborhood | $824.48 | ↑ +82% |
| BCBS - AZ | Commercial|MaricopaFocus | $824.48 | ↑ +82% |
| BCBS - AZ | Commercial|Workers Comp | $909.00 | ↑ +101% |
| BCBS - AZ | Commercial|All Other Plans | $909.00 | ↑ +101% |
Visitor-reported prices
Comments
Allograft epieffect 2x3cm-q4186-cost per sq cm at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arizona General Hospital Laveen | Phoenix | $1,313.32 | $263.08 – $4,685.50 |
| Mercy Gilbert Medical Center | Gilbert | $19,004.98 | $196.33 – $1,951.18 |
| Arizona General Hospital Mesa | Mesa | $1,416.55 | $263.08 – $4,685.50 |
| Chandler Regional Medical Center | Chandler | $20,704.61 | $196.33 – $2,128.56 |