Acute hepatitis panel at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$246.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$646.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.00 with United vs $510.34 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $20.00 ↓ -92%
United Commercial|Options PPO $28.58 ↓ -88%
United Commercial|All Other Plans $28.58 ↓ -88%
Care 1st Medicare|All Plans $47.63 ↓ -81%
Aetna Medicare|All Plans $47.63 ↓ -81%
Mercy Care Plan Medicare|All Plans $47.63 ↓ -81%
First Health Medicare|All Plans $47.63 ↓ -81%
Health Choice Medicaid|All Plans $47.63 ↓ -81%
Humana Medicare|All Plans $47.63 ↓ -81%
Optum Medicare|OptumCare $47.63 ↓ -81%
United Medicare|All Other Plans $47.63 ↓ -81%
United Medicare|Dual Complete $47.63 ↓ -81%
Mercy Care Plan Medicaid|All Plans $47.63 ↓ -81%
Cigna Medicare|All Plans $47.63 ↓ -81%
BCBS - AZ Medicare|All Plans $47.63 ↓ -81%
Health Choice Medicare|All Plans $47.63 ↓ -81%
United Medicaid|All Plans $48.82 ↓ -80%
Optum Medicare|OptumHealth $52.39 ↓ -79%
Cigna Commercial|Exchange $99.07 ↓ -60%
Cigna Commercial|LocalPlus SureFit $105.88 ↓ -57%
United Commercial|DignityHealthEmployee $122.74 ↓ -50%
Cigna Commercial|All Other Plans $139.32 ↓ -44%
Aetna Commercial|All Plans $149.93 ↓ -39%
BCBS - AZ Commercial|MaricopaFocus $164.16 ↓ -33%
BCBS - AZ Commercial|Neighborhood $164.16 ↓ -33%
BCBS - AZ Commercial|All Other Plans $218.87 ↓ -11%
Optum Commercial|OptumHealth $303.62 ↑ +23%
BCBS - AZ Commercial|Workers Comp $322.98 ↑ +31%
Cigna Commercial|LifeSource $355.30 ↑ +44%
Other Commercial|NTN $387.60 ↑ +57%
LifeTrac Commercial|All Plans $419.90 ↑ +70%
Health Net Commercial|Interlink $452.20 ↑ +83%
First Health Commercial|All Plans $452.20 ↑ +83%
MultiPlan Commercial|All Plans $510.34 ↑ +107%

Visitor-reported prices

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Acute hepatitis panel at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $72.48 $47.63 – $339.75
Banner Estrella Medical Center Phoenix $71.57 $47.63 – $339.75
Arizona General Hospital Laveen Phoenix $260.61 $28.57 – $929.75
Mercy Gilbert Medical Center Gilbert $454.61 $26.68 – $146.71
Banner University Medical Center Tucson Tucson $54.59 $47.63 – $269.60
Banner University Medical Center South Tucson $52.57 $47.63 – $269.60
Banner Baywood Medical Center Mesa $57.53 $47.63 – $339.75
Banner Behavioral Health Hospital Scottsdale $265.40 $47.63 – $317.10

All Arizona hospitals for this procedure →