Ablate bone tumor(s) perq at St. Joseph’s Hospital and Medical Center

350 W Thomas Rd, Phoenix, AZ · CommonSpirit Health · · NPI 1982733655

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,692.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,667.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$378.72 with United vs $14,125.12 with Devoted Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|All Plans $378.72 ↓ -90%
Health Choice Medicaid|All Plans $378.72 ↓ -90%
United Commercial|DignityHealthEmployee $1,836.73 ↓ -50%
BCBS - AZ Commercial|MaricopaFocus $3,353.06 ↓ -9%
BCBS - AZ Commercial|Neighborhood $3,353.06 ↓ -9%
Cigna Commercial|Exchange $3,503.00 ↓ -5%
Cigna Commercial|LocalPlus SureFit $3,750.00 ↑ +2%
BCBS - AZ Commercial|All Other Plans $4,470.75 ↑ +21%
Optum Commercial|OptumHealth $4,543.49 ↑ +23%
Cigna Commercial|All Other Plans $4,934.00 ↑ +34%
Cigna Commercial|LifeSource $5,316.85 ↑ +44%
Other Commercial|NTN $5,800.20 ↑ +57%
LifeTrac Commercial|All Plans $6,283.55 ↑ +70%
BCBS - AZ Commercial|Workers Comp $6,626.01 ↑ +79%
Health Net Commercial|Interlink $6,766.90 ↑ +83%
First Health Commercial|All Plans $6,766.90 ↑ +83%
MultiPlan Commercial|All Plans $7,636.93 ↑ +107%
Humana Medicare|All Plans $9,667.00 ↑ +162%
BCBS - AZ Medicare|All Plans $9,667.00 ↑ +162%
Care 1st Medicare|All Plans $9,667.00 ↑ +162%
First Health Medicare|All Plans $9,667.00 ↑ +162%
Cigna Medicare|All Plans $9,667.00 ↑ +162%
Aetna Medicare|All Plans $9,667.00 ↑ +162%
Optum Medicare|OptumCare $9,667.00 ↑ +162%
Mercy Care Plan Medicaid|All Plans $9,667.00 ↑ +162%
Mercy Care Plan Medicare|All Plans $9,667.00 ↑ +162%
United Medicare|All Other Plans $9,667.00 ↑ +162%
Health Choice Medicare|All Plans $9,667.00 ↑ +162%
Optum Medicare|OptumHealth $10,633.70 ↑ +188%
United Medicare|Dual Complete $13,382.52 ↑ +262%
Devoted Health Medicare|All Plans $14,125.12 ↑ +283%

Visitor-reported prices

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Ablate bone tumor(s) perq at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $3,620.81 $1,170.00 – $22,627.62
Banner Estrella Medical Center Phoenix $3,914.12 $1,170.00 – $22,627.62
Arizona General Hospital Laveen Phoenix not published $378.72 – $14,125.13
Banner University Medical Center Tucson Tucson $3,579.18 $1,038.00 – $22,627.62
Banner University Medical Center South Tucson $5,196.22 $1,038.00 – $22,627.62
Banner Baywood Medical Center Mesa $3,458.99 $1,170.00 – $22,627.62
Banner Boswell Medical Center Sun City $2,922.95 $1,170.00 – $22,627.62
Banner Casa Grande Medical Center Casa Grande $2,801.58 $1,170.00 – $20,570.56

All Arizona hospitals for this procedure →