X-ray toe(s) > 2 views (both sides) at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$70.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$251.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.88 with Blue Cross Blue Shield of Arizona vs $409.57 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $35.88 ↓ -49%
Aetna Medicare Advantage $50.20 ↓ -29%
Aetna Qualified Health Plan $56.48 ↓ -20%
Arizona Physicians IPA Medicaid $58.65 ↓ -17%
Banner University Health Plan University Family Plan $58.65 ↓ -17%
Banner University Health Plan AZ Medicaid - AHCCCS $58.65 ↓ -17%
Mercy Care Medicaid $58.65 ↓ -17%
Health Choice Arizona, Inc. Medicaid $58.65 ↓ -17%
Health Net Medicaid $58.65 ↓ -17%
Health Choice Arizona, Inc. Medicare Advantage $75.30 ↑ +6%
Aetna Banner Employee Plans $84.34 ↑ +19%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $92.23 ↑ +30%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $98.37 ↑ +39%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $100.40 ↑ +42%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $103.29 ↑ +46%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $112.95 ↑ +60%
Plotkin Health Plotkin Health $112.95 ↑ +60%
Aetna Joint Venture $115.96 ↑ +64%
Blue Cross Blue Shield of Arizona Commercial $122.97 ↑ +74%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $122.97 ↑ +74%
Aetna Designated Group $123.24 ↑ +74%
Health Net Medicare $125.50 ↑ +77%
Health Choice Arizona, Inc. ACA Health Plan $125.50 ↑ +77%
Oscar Health Plan Commercial $125.50 ↑ +77%
Aetna Medical Rental $132.28 ↑ +87%
Quiktrip Corporation Commercial $135.54 ↑ +91%
Health Net Commerical Exchange Product $135.54 ↑ +91%
Aetna Broad Network $144.83 ↑ +105%
Cigna Healthcare of Arizona, Inc. LocalFlex $164.91 ↑ +133%
Cigna Healthcare of Arizona, Inc. Commercial $172.44 ↑ +144%
Arizona Medical Network Commercial $175.70 ↑ +148%
Provider Network of America Commercial $188.25 ↑ +166%
United Healthcare UHC Doctor's Plan $347.17 ↑ +390%
United Healthcare UHC Core $378.33 ↑ +435%
United Healthcare Commercial $409.57 ↑ +479%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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X-ray toe(s) > 2 views (both sides) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $65.51 $50.20 – $347.17
Arizona General Hospital Laveen Phoenix $128.47 $30.76 – $458.34
St. Joseph’s Hospital and Medical Center Phoenix $211.63 $30.76 – $437.66
Banner University Medical Center Tucson Tucson $78.60 $52.40 – $409.57
Banner University Medical Center South Tucson $80.70 $52.40 – $409.57
Banner Baywood Medical Center Mesa $72.29 $50.20 – $347.17
Banner Behavioral Health Hospital Scottsdale $147.06 $28.59 – $175.70
Banner Boswell Medical Center Sun City $61.24 $50.20 – $347.17

All Arizona hospitals for this procedure →