X-ray thoracic spine 2 views at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$91.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$326.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.40 with Blue Cross Blue Shield of Arizona vs $551.65 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $36.40 ↓ -60%
Banner University Health Plan University Family Plan $79.00 ↓ -14%
Health Choice Arizona, Inc. Medicaid $79.00 ↓ -14%
Banner University Health Plan AZ Medicaid - AHCCCS $79.00 ↓ -14%
Arizona Physicians IPA Medicaid $79.00 ↓ -14%
Health Net Medicaid $79.00 ↓ -14%
Mercy Care Medicaid $79.00 ↓ -14%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $93.55 ↑ +2%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $99.79 ↑ +9%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $104.77 ↑ +14%
Aetna Banner Employee Plans $109.54 ↑ +19%
Care 1st Medicare Advantage $113.34 ↑ +23%
Gila River Health Care Corporation Managed Care Program $113.34 ↑ +23%
United Healthcare Medicare Advantage $113.34 ↑ +23%
UPMC Health Plan Medicare Advantage $113.34 ↑ +23%
Blue Cross Blue Shield of Arizona Medicare Advantage $113.34 ↑ +23%
Banner University Health Plan University Care Advantage $113.34 ↑ +23%
Banner University Health Plan Medicare Advantage $113.34 ↑ +23%
Mercy Care Mercy Care Advantage $113.34 ↑ +23%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $113.34 ↑ +23%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $113.34 ↑ +23%
Aetna Medicare Advantage $113.34 ↑ +23%
Banner Health Medicare Advantage $113.34 ↑ +23%
Health Choice Arizona, Inc. Medicare Advantage $113.34 ↑ +23%
Kaiser Foundation Health Plan Medicare Advantage $113.34 ↑ +23%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $113.34 ↑ +23%
Health Net Medicare $113.34 ↑ +23%
Wellpoint Medicare Advantage HMO $113.34 ↑ +23%
Arizona Physicians IPA Medicare Advantage $113.34 ↑ +23%
Humana Medicare Advantage $116.74 ↑ +27%
Carelon Medicare Advantage $119.01 ↑ +29%
Devoted Health Services Medicare Advantage $119.01 ↑ +29%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $124.67 ↑ +36%
Gold Kidney Health Plan Medicare Advantage $124.67 ↑ +36%
Blue Cross Blue Shield of Arizona Commercial $124.73 ↑ +36%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $124.73 ↑ +36%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $146.70 ↑ +60%
Plotkin Health Plotkin Health $146.70 ↑ +60%
Aetna Joint Venture $150.61 ↑ +64%
NaphCare Federal $153.01 ↑ +66%
Aetna Qualified Health Plan $154.14 ↑ +68%
United Healthcare Individual Exchange $158.68 ↑ +73%
Aetna Designated Group $160.07 ↑ +74%
Health Net Commerical Exchange Product $167.74 ↑ +82%
Health Choice Arizona, Inc. ACA Health Plan $170.01 ↑ +85%
Aetna Medical Rental $171.80 ↑ +87%
Quiktrip Corporation Commercial $176.04 ↑ +91%
Oscar Health Plan Commercial $187.01 ↑ +103%
Aetna Broad Network $188.10 ↑ +105%
Cigna Healthcare of Arizona, Inc. LocalFlex $214.18 ↑ +133%
Cigna Healthcare of Arizona, Inc. Commercial $223.96 ↑ +144%
Arizona Medical Network Commercial $228.20 ↑ +148%
Provider Network of America Commercial $244.50 ↑ +166%
United Healthcare UHC Doctor's Plan $467.28 ↑ +408%
United Healthcare UHC Core $509.21 ↑ +454%
United Healthcare Commercial $551.65 ↑ +500%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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X-ray thoracic spine 2 views at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $85.09 $79.00 – $244.50
St. Joseph’s Hospital and Medical Center Phoenix $361.38 $34.69 – $747.34
Mercy Gilbert Medical Center Gilbert $212.30 $34.69 – $664.51
Banner University Medical Center Tucson Tucson $109.20 $45.09 – $291.20
Banner University Medical Center South Tucson $112.11 $45.09 – $291.20
Banner Baywood Medical Center Mesa $93.89 $79.00 – $244.50
Banner Boswell Medical Center Sun City $79.54 $71.43 – $260.80
Banner Del Webb Medical Center Sun City West $75.96 $36.40 – $260.80

All Arizona hospitals for this procedure →