X-ray skull < 4 views at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$95.32
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$338.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$42.65 with Blue Cross Blue Shield of Arizona vs $551.65 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $42.65 | ↓ -55% |
| Health Net | Medicaid | $79.00 | ↓ -17% |
| Banner University Health Plan | University Family Plan | $79.00 | ↓ -17% |
| Arizona Physicians IPA | Medicaid | $79.00 | ↓ -17% |
| Health Choice Arizona, Inc. | Medicaid | $79.00 | ↓ -17% |
| Mercy Care | Medicaid | $79.00 | ↓ -17% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $79.00 | ↓ -17% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $109.63 | ↑ +15% |
| Care 1st | Medicare Advantage | $113.34 | ↑ +19% |
| Gila River Health Care Corporation | Managed Care Program | $113.34 | ↑ +19% |
| United Healthcare | Medicare Advantage | $113.34 | ↑ +19% |
| UPMC Health Plan | Medicare Advantage | $113.34 | ↑ +19% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $113.34 | ↑ +19% |
| Banner University Health Plan | University Care Advantage | $113.34 | ↑ +19% |
| Banner University Health Plan | Medicare Advantage | $113.34 | ↑ +19% |
| Mercy Care | Mercy Care Advantage | $113.34 | ↑ +19% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $113.34 | ↑ +19% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $113.34 | ↑ +19% |
| Aetna | Medicare Advantage | $113.34 | ↑ +19% |
| Banner Health | Medicare Advantage | $113.34 | ↑ +19% |
| Health Choice Arizona, Inc. | Medicare Advantage | $113.34 | ↑ +19% |
| Kaiser Foundation Health Plan | Medicare Advantage | $113.34 | ↑ +19% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $113.34 | ↑ +19% |
| Health Net | Medicare | $113.34 | ↑ +19% |
| Wellpoint | Medicare Advantage HMO | $113.34 | ↑ +19% |
| Arizona Physicians IPA | Medicare Advantage | $113.34 | ↑ +19% |
| Aetna | Banner Employee Plans | $113.57 | ↑ +19% |
| Humana | Medicare Advantage | $116.74 | ↑ +22% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $116.94 | ↑ +23% |
| Carelon | Medicare Advantage | $119.01 | ↑ +25% |
| Devoted Health Services | Medicare Advantage | $119.01 | ↑ +25% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $122.78 | ↑ +29% |
| Gold Kidney Health Plan | Medicare Advantage | $124.67 | ↑ +31% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $124.67 | ↑ +31% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $146.17 | ↑ +53% |
| Blue Cross Blue Shield of Arizona | Commercial | $146.17 | ↑ +53% |
| Plotkin Health | Plotkin Health | $152.10 | ↑ +60% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $152.10 | ↑ +60% |
| NaphCare | Federal | $153.01 | ↑ +61% |
| Aetna | Qualified Health Plan | $154.14 | ↑ +62% |
| Aetna | Joint Venture | $156.16 | ↑ +64% |
| United Healthcare | Individual Exchange | $158.68 | ↑ +66% |
| Aetna | Designated Group | $165.96 | ↑ +74% |
| Health Net | Commerical Exchange Product | $167.74 | ↑ +76% |
| Health Choice Arizona, Inc. | ACA Health Plan | $170.01 | ↑ +78% |
| Aetna | Medical Rental | $178.13 | ↑ +87% |
| Quiktrip Corporation | Commercial | $182.52 | ↑ +91% |
| Oscar Health Plan | Commercial | $187.01 | ↑ +96% |
| Aetna | Broad Network | $195.03 | ↑ +105% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $222.07 | ↑ +133% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $232.21 | ↑ +144% |
| Arizona Medical Network | Commercial | $236.60 | ↑ +148% |
| Provider Network of America | Commercial | $253.50 | ↑ +166% |
| United Healthcare | UHC Doctor's Plan | $467.28 | ↑ +390% |
| United Healthcare | UHC Core | $509.21 | ↑ +434% |
| United Healthcare | Commercial | $551.65 | ↑ +479% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
X-ray skull < 4 views at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $88.22 | $79.00 – $253.50 |
| Arizona General Hospital Laveen | Phoenix | $188.47 | $37.91 – $672.40 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $226.53 | $37.91 – $468.47 |
| Mercy Gilbert Medical Center | Gilbert | $134.07 | $30.52 – $167.86 |
| Banner University Medical Center Tucson | Tucson | $144.00 | $49.13 – $384.00 |
| Banner University Medical Center South | Tucson | $147.84 | $49.13 – $384.00 |
| Banner Baywood Medical Center | Mesa | $97.34 | $79.00 – $253.50 |
| Banner Behavioral Health Hospital | Scottsdale | $198.03 | $33.99 – $236.60 |