X-ray of mammary ducts at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$293.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,039.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$87.25 with Blue Cross Blue Shield of Arizona vs $1,165.03 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $87.25 ↓ -70%
Health Net Medicaid $166.84 ↓ -43%
Banner University Health Plan AZ Medicaid - AHCCCS $166.84 ↓ -43%
Banner University Health Plan University Family Plan $166.84 ↓ -43%
Arizona Physicians IPA Medicaid $166.84 ↓ -43%
Health Choice Arizona, Inc. Medicaid $166.84 ↓ -43%
Mercy Care Medicaid $166.84 ↓ -43%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $224.27 ↓ -23%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $239.22 ↓ -18%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $251.18 ↓ -14%
Care 1st Medicare Advantage $257.63 ↓ -12%
Gila River Health Care Corporation Managed Care Program $257.63 ↓ -12%
United Healthcare Medicare Advantage $257.63 ↓ -12%
UPMC Health Plan Medicare Advantage $257.63 ↓ -12%
Blue Cross Blue Shield of Arizona Medicare Advantage $257.63 ↓ -12%
Banner University Health Plan University Care Advantage $257.63 ↓ -12%
Banner University Health Plan Medicare Advantage $257.63 ↓ -12%
Mercy Care Mercy Care Advantage $257.63 ↓ -12%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $257.63 ↓ -12%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $257.63 ↓ -12%
Aetna Medicare Advantage $257.63 ↓ -12%
Banner Health Medicare Advantage $257.63 ↓ -12%
Health Choice Arizona, Inc. Medicare Advantage $257.63 ↓ -12%
Kaiser Foundation Health Plan Medicare Advantage $257.63 ↓ -12%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $257.63 ↓ -12%
Health Net Medicare $257.63 ↓ -12%
Wellpoint Medicare Advantage HMO $257.63 ↓ -12%
Arizona Physicians IPA Medicare Advantage $257.63 ↓ -12%
Humana Medicare Advantage $265.36 ↓ -9%
Carelon Medicare Advantage $270.51 ↓ -8%
Devoted Health Services Medicare Advantage $270.51 ↓ -8%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $283.39 ↓ -3%
Gold Kidney Health Plan Medicare Advantage $283.39 ↓ -3%
Blue Cross Blue Shield of Arizona Commercial $299.03 ↑ +2%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $299.03 ↑ +2%
NaphCare Federal $347.80 ↑ +19%
Aetna Banner Employee Plans $349.10 ↑ +19%
Aetna Qualified Health Plan $350.38 ↑ +20%
United Healthcare Individual Exchange $360.68 ↑ +23%
Health Net Commerical Exchange Product $381.29 ↑ +30%
Health Choice Arizona, Inc. ACA Health Plan $386.44 ↑ +32%
Oscar Health Plan Commercial $425.09 ↑ +45%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $467.55 ↑ +60%
Plotkin Health Plotkin Health $467.55 ↑ +60%
Aetna Joint Venture $480.02 ↑ +64%
Aetna Designated Group $510.15 ↑ +74%
Aetna Medical Rental $547.55 ↑ +87%
Quiktrip Corporation Commercial $561.06 ↑ +91%
Aetna Broad Network $599.50 ↑ +105%
Cigna Healthcare of Arizona, Inc. LocalFlex $682.62 ↑ +133%
Cigna Healthcare of Arizona, Inc. Commercial $713.79 ↑ +144%
Arizona Medical Network Commercial $727.30 ↑ +148%
Provider Network of America Commercial $779.25 ↑ +166%
United Healthcare UHC Doctor's Plan $987.59 ↑ +237%
United Healthcare UHC Core $1,076.21 ↑ +267%
United Healthcare Commercial $1,165.03 ↑ +298%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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X-ray of mammary ducts at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $271.18 $166.84 – $779.25
Banner University Medical Center Tucson Tucson $268.50 $94.43 – $716.00
Banner University Medical Center South Tucson $275.66 $94.43 – $716.00
Banner Baywood Medical Center Mesa $299.23 $166.84 – $779.25
Banner Desert Medical Center Mesa $290.92 $166.84 – $779.25
Banner Gateway Medical Center Gilbert $308.58 $166.84 – $779.25
Banner Payson Medical Center Payson $234.26 $166.84 – $397.80
Banner Thunderbird Medical Center Glendale $265.98 $72.99 – $779.25

All Arizona hospitals for this procedure →