X-ray foot 2 views (both sides) at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$87.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$312.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.27 with Blue Cross Blue Shield of Arizona vs $409.57 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $33.27 ↓ -62%
Arizona Physicians IPA Medicaid $58.65 ↓ -33%
Health Net Medicaid $58.65 ↓ -33%
Health Choice Arizona, Inc. Medicaid $58.65 ↓ -33%
Mercy Care Medicaid $58.65 ↓ -33%
Banner University Health Plan AZ Medicaid - AHCCCS $58.65 ↓ -33%
Banner University Health Plan University Family Plan $58.65 ↓ -33%
Aetna Medicare Advantage $62.40 ↓ -29%
Aetna Qualified Health Plan $70.20 ↓ -20%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $85.51 ↓ -3%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $91.21 ↑ +4%
Health Choice Arizona, Inc. Medicare Advantage $93.60 ↑ +6%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $95.77 ↑ +9%
Aetna Banner Employee Plans $104.83 ↑ +19%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $114.01 ↑ +30%
Blue Cross Blue Shield of Arizona Commercial $114.01 ↑ +30%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $124.80 ↑ +42%
Plotkin Health Plotkin Health $140.40 ↑ +60%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $140.40 ↑ +60%
Aetna Joint Venture $144.14 ↑ +64%
Aetna Designated Group $153.19 ↑ +74%
Oscar Health Plan Commercial $156.00 ↑ +77%
Health Net Medicare $156.00 ↑ +77%
Health Choice Arizona, Inc. ACA Health Plan $156.00 ↑ +77%
Aetna Medical Rental $164.42 ↑ +87%
Quiktrip Corporation Commercial $168.48 ↑ +91%
Health Net Commerical Exchange Product $168.48 ↑ +91%
Aetna Broad Network $180.02 ↑ +105%
Cigna Healthcare of Arizona, Inc. LocalFlex $204.98 ↑ +133%
Cigna Healthcare of Arizona, Inc. Commercial $214.34 ↑ +144%
Arizona Medical Network Commercial $218.40 ↑ +148%
Provider Network of America Commercial $234.00 ↑ +166%
United Healthcare UHC Doctor's Plan $347.17 ↑ +295%
United Healthcare UHC Core $378.33 ↑ +330%
United Healthcare Commercial $409.57 ↑ +366%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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X-ray foot 2 views (both sides) at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $81.43 $58.65 – $347.17
Arizona General Hospital Laveen Phoenix $194.88 $30.04 – $311.33
St. Joseph’s Hospital and Medical Center Phoenix $283.83 $30.04 – $567.22
Banner University Medical Center Tucson Tucson $92.40 $58.65 – $409.57
Banner University Medical Center South Tucson $94.86 $51.38 – $409.57
Banner Baywood Medical Center Mesa $89.86 $58.65 – $347.17
Banner Behavioral Health Hospital Scottsdale $182.79 $26.51 – $218.40
Banner Boswell Medical Center Sun City $76.13 $58.65 – $347.17

All Arizona hospitals for this procedure →