X-ray exam of perineum at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$333.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,182.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$166.84 with Banner University Health Plan vs $1,272.55 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $166.84 ↓ -50%
Banner University Health Plan University Family Plan $166.84 ↓ -50%
Arizona Physicians IPA Medicaid $166.84 ↓ -50%
Health Net Medicaid $166.84 ↓ -50%
Health Choice Arizona, Inc. Medicaid $166.84 ↓ -50%
Mercy Care Medicaid $166.84 ↓ -50%
Care 1st Medicare Advantage $257.63 ↓ -23%
Gila River Health Care Corporation Managed Care Program $257.63 ↓ -23%
United Healthcare Medicare Advantage $257.63 ↓ -23%
UPMC Health Plan Medicare Advantage $257.63 ↓ -23%
Blue Cross Blue Shield of Arizona Medicare Advantage $257.63 ↓ -23%
Banner University Health Plan University Care Advantage $257.63 ↓ -23%
Banner University Health Plan Medicare Advantage $257.63 ↓ -23%
Mercy Care Mercy Care Advantage $257.63 ↓ -23%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $257.63 ↓ -23%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $257.63 ↓ -23%
Aetna Medicare Advantage $257.63 ↓ -23%
Banner Health Medicare Advantage $257.63 ↓ -23%
Health Choice Arizona, Inc. Medicare Advantage $257.63 ↓ -23%
Kaiser Foundation Health Plan Medicare Advantage $257.63 ↓ -23%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $257.63 ↓ -23%
Health Net Medicare $257.63 ↓ -23%
Wellpoint Medicare Advantage HMO $257.63 ↓ -23%
Arizona Physicians IPA Medicare Advantage $257.63 ↓ -23%
Humana Medicare Advantage $265.36 ↓ -20%
Devoted Health Services Medicare Advantage $270.51 ↓ -19%
Carelon Medicare Advantage $270.51 ↓ -19%
Gold Kidney Health Plan Medicare Advantage $283.39 ↓ -15%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $283.39 ↓ -15%
NaphCare Federal $347.80 ↑ +4%
Aetna Qualified Health Plan $350.38 ↑ +5%
United Healthcare Individual Exchange $360.68 ↑ +8%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $371.31 ↑ +11%
Health Net Commerical Exchange Product $381.29 ↑ +14%
Health Choice Arizona, Inc. ACA Health Plan $386.44 ↑ +16%
Aetna Banner Employee Plans $397.15 ↑ +19%
Oscar Health Plan Commercial $425.09 ↑ +28%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $531.90 ↑ +60%
Plotkin Health Plotkin Health $531.90 ↑ +60%
Aetna Joint Venture $546.08 ↑ +64%
Aetna Designated Group $580.36 ↑ +74%
Aetna Medical Rental $622.91 ↑ +87%
Quiktrip Corporation Commercial $638.28 ↑ +91%
Aetna Broad Network $682.01 ↑ +105%
Cigna Healthcare of Arizona, Inc. LocalFlex $776.57 ↑ +133%
Cigna Healthcare of Arizona, Inc. Commercial $812.03 ↑ +144%
Arizona Medical Network Commercial $827.40 ↑ +148%
Provider Network of America Commercial $886.50 ↑ +166%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $954.41 ↑ +186%
United Healthcare UHC Doctor's Plan $987.59 ↑ +196%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,018.04 ↑ +205%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,068.93 ↑ +221%
United Healthcare UHC Core $1,076.21 ↑ +223%
United Healthcare Commercial $1,165.03 ↑ +250%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,272.55 ↑ +282%
Blue Cross Blue Shield of Arizona Commercial $1,272.55 ↑ +282%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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X-ray exam of perineum at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $308.50 $166.84 – $886.50
St. Joseph’s Hospital and Medical Center Phoenix $309.42 $36.10 – $639.90
Banner University Medical Center Tucson Tucson $209.40 $166.84 – $558.40
Banner Desert Medical Center Mesa $330.96 $166.84 – $886.50
Banner Ironwood Medical Center San Tan Valley $277.77 $166.84 – $886.50
Banner Gateway Medical Center Gilbert $351.05 $166.84 – $886.50
Banner Goldfield Medical Center Apache Junction $224.58 $166.84 – $886.50
Banner Payson Medical Center Payson $425.59 $166.84 – $722.70

All Arizona hospitals for this procedure →