Warde virus isolation tissue culture innoculation presumptive id herpes simplex at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$22.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$100.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.07 with Care 1st vs $119.44 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $26.07 ↑ +18%
Gila River Health Care Corporation Managed Care Program $26.07 ↑ +18%
United Healthcare Medicare Advantage $26.07 ↑ +18%
UPMC Health Plan Medicare Advantage $26.07 ↑ +18%
Blue Cross Blue Shield of Arizona Medicare Advantage $26.07 ↑ +18%
Banner University Health Plan University Family Plan $26.07 ↑ +18%
Banner University Health Plan AZ Medicaid - AHCCCS $26.07 ↑ +18%
Banner University Health Plan University Care Advantage $26.07 ↑ +18%
Banner University Health Plan Medicare Advantage $26.07 ↑ +18%
Mercy Care Medicaid $26.07 ↑ +18%
Mercy Care Mercy Care Advantage $26.07 ↑ +18%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $26.07 ↑ +18%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $26.07 ↑ +18%
Aetna Medicare Advantage $26.07 ↑ +18%
Banner Health Medicare Advantage $26.07 ↑ +18%
Health Choice Arizona, Inc. Medicaid $26.07 ↑ +18%
Health Choice Arizona, Inc. Medicare Advantage $26.07 ↑ +18%
Kaiser Foundation Health Plan Medicare Advantage $26.07 ↑ +18%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $26.07 ↑ +18%
Health Net Medicare $26.07 ↑ +18%
Health Net Medicaid $26.07 ↑ +18%
Wellpoint Medicare Advantage HMO $26.07 ↑ +18%
Arizona Physicians IPA Medicaid $26.07 ↑ +18%
Arizona Physicians IPA Medicare Advantage $26.07 ↑ +18%
Aetna Banner Employee Plans $26.54 ↑ +20%
Humana Medicare Advantage $26.85 ↑ +21%
Carelon Medicare Advantage $27.37 ↑ +24%
Devoted Health Services Medicare Advantage $27.37 ↑ +24%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $28.68 ↑ +30%
Gold Kidney Health Plan Medicare Advantage $28.68 ↑ +30%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $34.85 ↑ +58%
NaphCare Federal $35.19 ↑ +59%
Aetna Qualified Health Plan $35.46 ↑ +60%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $35.55 ↑ +61%
Plotkin Health Plotkin Health $35.55 ↑ +61%
United Healthcare Individual Exchange $36.50 ↑ +65%
Health Net Commerical Exchange Product $38.58 ↑ +75%
Health Choice Arizona, Inc. ACA Health Plan $39.10 ↑ +77%
Aetna Medical Rental $41.63 ↑ +88%
Quiktrip Corporation Commercial $42.66 ↑ +93%
Oscar Health Plan Commercial $43.02 ↑ +95%
Cigna Healthcare of Arizona, Inc. LocalFlex $45.77 ↑ +107%
United Healthcare UHC Doctor's Plan $48.23 ↑ +118%
Cigna Healthcare of Arizona, Inc. Commercial $50.85 ↑ +130%
United Healthcare UHC Core $53.31 ↑ +141%
Arizona Medical Network Commercial $55.30 ↑ +150%
United Healthcare Commercial $58.66 ↑ +165%
Provider Network of America Commercial $59.25 ↑ +168%
Aetna Joint Venture $87.54 ↑ +296%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $89.58 ↑ +305%
Aetna Designated Group $93.02 ↑ +321%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $95.55 ↑ +332%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $100.33 ↑ +354%
Aetna Broad Network $109.44 ↑ +395%
Blue Cross Blue Shield of Arizona Commercial $119.44 ↑ +440%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $119.44 ↑ +440%

Visitor-reported prices

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Warde virus isolation tissue culture innoculation presumptive id herpes simplex at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $27.10 $26.07 – $59.25
Arizona General Hospital Laveen Phoenix $174.96 $15.64 – $126.89
St. Joseph’s Hospital and Medical Center Phoenix $61.12 $10.95 – $82.16
Mercy Gilbert Medical Center Gilbert $25.66 $14.60 – $80.30
Banner University Medical Center Tucson Tucson $23.40 $26.07 – $63.20
Banner University Medical Center South Tucson $16.70 $26.07 – $63.20
Banner Baywood Medical Center Mesa $22.30 $26.07 – $59.25
Banner Behavioral Health Hospital Scottsdale $46.28 $26.07 – $55.30

All Arizona hospitals for this procedure →