Warde fluorescent antibody screen endomysial iga at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$11.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$61.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.72 with Blue Cross Blue Shield of Arizona vs $50.75 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $11.72 ↑ +1%
Gila River Health Care Corporation Managed Care Program $12.09 ↑ +4%
Care 1st Medicare Advantage $12.09 ↑ +4%
United Healthcare Medicare Advantage $12.09 ↑ +4%
UPMC Health Plan Medicare Advantage $12.09 ↑ +4%
Blue Cross Blue Shield of Arizona Medicare Advantage $12.09 ↑ +4%
Banner University Health Plan University Family Plan $12.09 ↑ +4%
Banner University Health Plan AZ Medicaid - AHCCCS $12.09 ↑ +4%
Banner University Health Plan University Care Advantage $12.09 ↑ +4%
Banner University Health Plan Medicare Advantage $12.09 ↑ +4%
Mercy Care Medicaid $12.09 ↑ +4%
Mercy Care Mercy Care Advantage $12.09 ↑ +4%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $12.09 ↑ +4%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $12.09 ↑ +4%
Aetna Medicare Advantage $12.09 ↑ +4%
Banner Health Medicare Advantage $12.09 ↑ +4%
Health Choice Arizona, Inc. Medicaid $12.09 ↑ +4%
Health Choice Arizona, Inc. Medicare Advantage $12.09 ↑ +4%
Kaiser Foundation Health Plan Medicare Advantage $12.09 ↑ +4%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $12.09 ↑ +4%
Health Net Medicare $12.09 ↑ +4%
Health Net Medicaid $12.09 ↑ +4%
Wellpoint Medicare Advantage HMO $12.09 ↑ +4%
Arizona Physicians IPA Medicaid $12.09 ↑ +4%
Arizona Physicians IPA Medicare Advantage $12.09 ↑ +4%
Humana Medicare Advantage $12.45 ↑ +7%
Carelon Medicare Advantage $12.69 ↑ +9%
Devoted Health Services Medicare Advantage $12.69 ↑ +9%
Gold Kidney Health Plan Medicare Advantage $13.30 ↑ +15%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $13.30 ↑ +15%
NaphCare Federal $16.32 ↑ +41%
Aetna Qualified Health Plan $16.44 ↑ +42%
United Healthcare Individual Exchange $16.93 ↑ +46%
Health Net Commerical Exchange Product $17.89 ↑ +54%
Health Choice Arizona, Inc. ACA Health Plan $18.14 ↑ +57%
Oscar Health Plan Commercial $19.95 ↑ +72%
Aetna Banner Employee Plans $20.50 ↑ +77%
Cigna Healthcare of Arizona, Inc. LocalFlex $21.22 ↑ +83%
United Healthcare UHC Doctor's Plan $22.36 ↑ +93%
Cigna Healthcare of Arizona, Inc. Commercial $23.58 ↑ +103%
United Healthcare UHC Core $24.72 ↑ +113%
United Healthcare Commercial $27.21 ↑ +135%
Plotkin Health Plotkin Health $27.45 ↑ +137%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $27.45 ↑ +137%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $30.13 ↑ +160%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $32.14 ↑ +177%
Aetna Medical Rental $32.15 ↑ +177%
Quiktrip Corporation Commercial $32.94 ↑ +184%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $33.74 ↑ +191%
Blue Cross Blue Shield of Arizona Commercial $40.17 ↑ +247%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $40.17 ↑ +247%
Aetna Joint Venture $40.60 ↑ +250%
Arizona Medical Network Commercial $42.70 ↑ +268%
Aetna Designated Group $43.14 ↑ +272%
Provider Network of America Commercial $45.75 ↑ +295%
Aetna Broad Network $50.75 ↑ +338%

Visitor-reported prices

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Warde fluorescent antibody screen endomysial iga at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $14.95 $12.09 – $45.75
Arizona General Hospital Laveen Phoenix $11.00 $7.25 – $58.83
St. Joseph’s Hospital and Medical Center Phoenix $249.45 $9.12 – $37.92
Mercy Gilbert Medical Center Gilbert $75.53 $6.78 – $37.24
Banner University Medical Center Tucson Tucson $13.12 $12.09 – $48.80
Banner University Medical Center South Tucson $8.30 $12.09 – $48.80
Banner Baywood Medical Center Mesa $10.25 $12.09 – $45.75
Banner Boswell Medical Center Sun City $11.16 $12.09 – $48.80

All Arizona hospitals for this procedure →