Warde 1005020 citrate 24 hour urine at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$27.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$174.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.80 with Care 1st vs $127.38 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $27.80 ↓ -0%
Gila River Health Care Corporation Managed Care Program $27.80 ↓ -0%
United Healthcare Medicare Advantage $27.80 ↓ -0%
UPMC Health Plan Medicare Advantage $27.80 ↓ -0%
Blue Cross Blue Shield of Arizona Medicare Advantage $27.80 ↓ -0%
Banner University Health Plan University Family Plan $27.80 ↓ -0%
Banner University Health Plan AZ Medicaid - AHCCCS $27.80 ↓ -0%
Banner University Health Plan University Care Advantage $27.80 ↓ -0%
Banner University Health Plan Medicare Advantage $27.80 ↓ -0%
Mercy Care Medicaid $27.80 ↓ -0%
Mercy Care Mercy Care Advantage $27.80 ↓ -0%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $27.80 ↓ -0%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $27.80 ↓ -0%
Aetna Medicare Advantage $27.80 ↓ -0%
Banner Health Medicare Advantage $27.80 ↓ -0%
Health Choice Arizona, Inc. Medicaid $27.80 ↓ -0%
Health Choice Arizona, Inc. Medicare Advantage $27.80 ↓ -0%
Kaiser Foundation Health Plan Medicare Advantage $27.80 ↓ -0%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $27.80 ↓ -0%
Health Net Medicare $27.80 ↓ -0%
Health Net Medicaid $27.80 ↓ -0%
Wellpoint Medicare Advantage HMO $27.80 ↓ -0%
Arizona Physicians IPA Medicaid $27.80 ↓ -0%
Arizona Physicians IPA Medicare Advantage $27.80 ↓ -0%
Aetna Banner Employee Plans $28.22 ↑ +1%
Humana Medicare Advantage $28.63 ↑ +3%
Carelon Medicare Advantage $29.19 ↑ +5%
Devoted Health Services Medicare Advantage $29.19 ↑ +5%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $30.58 ↑ +10%
Gold Kidney Health Plan Medicare Advantage $30.58 ↑ +10%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $37.17 ↑ +34%
NaphCare Federal $37.53 ↑ +35%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $37.80 ↑ +36%
Plotkin Health Plotkin Health $37.80 ↑ +36%
Aetna Qualified Health Plan $37.81 ↑ +36%
United Healthcare Individual Exchange $38.92 ↑ +40%
Health Net Commerical Exchange Product $41.14 ↑ +48%
Health Choice Arizona, Inc. ACA Health Plan $41.70 ↑ +50%
Aetna Medical Rental $44.27 ↑ +59%
Quiktrip Corporation Commercial $45.36 ↑ +63%
Oscar Health Plan Commercial $45.87 ↑ +65%
Cigna Healthcare of Arizona, Inc. LocalFlex $48.79 ↑ +75%
United Healthcare UHC Doctor's Plan $51.42 ↑ +85%
Cigna Healthcare of Arizona, Inc. Commercial $54.21 ↑ +95%
United Healthcare UHC Core $56.84 ↑ +104%
Arizona Medical Network Commercial $58.80 ↑ +111%
United Healthcare Commercial $62.55 ↑ +125%
Provider Network of America Commercial $63.00 ↑ +126%
Aetna Joint Venture $93.35 ↑ +235%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $95.54 ↑ +243%
Aetna Designated Group $99.19 ↑ +256%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $101.90 ↑ +266%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $107.00 ↑ +284%
Aetna Broad Network $116.70 ↑ +319%
Blue Cross Blue Shield of Arizona Commercial $127.38 ↑ +358%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $127.38 ↑ +358%

Visitor-reported prices

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Warde 1005020 citrate 24 hour urine at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $27.49 $27.80 – $63.00
Arizona General Hospital Laveen Phoenix $39.39 $16.68 – $140.53
St. Joseph’s Hospital and Medical Center Phoenix $65.71 $11.02 – $45.82
Mercy Gilbert Medical Center Gilbert $27.36 $15.57 – $85.63
Banner University Medical Center Tucson Tucson $28.19 $27.80 – $67.20
Banner University Medical Center South Tucson $27.14 $27.80 – $67.20
Banner Baywood Medical Center Mesa $22.10 $27.80 – $63.00
Banner Boswell Medical Center Sun City $26.27 $27.80 – $67.20

All Arizona hospitals for this procedure →