Urinalysis qual/semiquant excpt ia at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.17 with Care 1st vs $9.96 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $2.17 ↑ +12%
Gila River Health Care Corporation Managed Care Program $2.17 ↑ +12%
United Healthcare Medicare Advantage $2.17 ↑ +12%
UPMC Health Plan Medicare Advantage $2.17 ↑ +12%
Blue Cross Blue Shield of Arizona Medicare Advantage $2.17 ↑ +12%
Banner University Health Plan University Family Plan $2.17 ↑ +12%
Banner University Health Plan AZ Medicaid - AHCCCS $2.17 ↑ +12%
Banner University Health Plan University Care Advantage $2.17 ↑ +12%
Banner University Health Plan Medicare Advantage $2.17 ↑ +12%
Mercy Care Medicaid $2.17 ↑ +12%
Mercy Care Mercy Care Advantage $2.17 ↑ +12%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $2.17 ↑ +12%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $2.17 ↑ +12%
Aetna Medicare Advantage $2.17 ↑ +12%
Banner Health Medicare Advantage $2.17 ↑ +12%
Health Choice Arizona, Inc. Medicaid $2.17 ↑ +12%
Health Choice Arizona, Inc. Medicare Advantage $2.17 ↑ +12%
Kaiser Foundation Health Plan Medicare Advantage $2.17 ↑ +12%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $2.17 ↑ +12%
Health Net Medicare $2.17 ↑ +12%
Health Net Medicaid $2.17 ↑ +12%
Wellpoint Medicare Advantage HMO $2.17 ↑ +12%
Arizona Physicians IPA Medicaid $2.17 ↑ +12%
Arizona Physicians IPA Medicare Advantage $2.17 ↑ +12%
Humana Medicare Advantage $2.24 ↑ +16%
Carelon Medicare Advantage $2.28 ↑ +18%
Devoted Health Services Medicare Advantage $2.28 ↑ +18%
Aetna Banner Employee Plans $2.35 ↑ +22%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $2.39 ↑ +24%
Gold Kidney Health Plan Medicare Advantage $2.39 ↑ +24%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $2.91 ↑ +51%
NaphCare Federal $2.93 ↑ +52%
Aetna Qualified Health Plan $2.95 ↑ +53%
United Healthcare Individual Exchange $3.04 ↑ +58%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $3.15 ↑ +63%
Plotkin Health Plotkin Health $3.15 ↑ +63%
Health Net Commerical Exchange Product $3.21 ↑ +66%
Health Choice Arizona, Inc. ACA Health Plan $3.25 ↑ +68%
Oscar Health Plan Commercial $3.58 ↑ +85%
Aetna Medical Rental $3.69 ↑ +91%
Quiktrip Corporation Commercial $3.78 ↑ +96%
Cigna Healthcare of Arizona, Inc. LocalFlex $3.81 ↑ +97%
United Healthcare UHC Doctor's Plan $4.01 ↑ +108%
Cigna Healthcare of Arizona, Inc. Commercial $4.23 ↑ +119%
United Healthcare UHC Core $4.43 ↑ +130%
United Healthcare Commercial $4.89 ↑ +153%
Arizona Medical Network Commercial $4.90 ↑ +154%
Provider Network of America Commercial $5.25 ↑ +172%
Aetna Joint Venture $7.29 ↑ +278%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $7.47 ↑ +287%
Aetna Designated Group $7.74 ↑ +301%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $7.97 ↑ +313%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $8.37 ↑ +334%
Aetna Broad Network $9.11 ↑ +372%
Blue Cross Blue Shield of Arizona Commercial $9.96 ↑ +416%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $9.96 ↑ +416%

Visitor-reported prices

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Urinalysis qual/semiquant excpt ia at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $2.12 $2.17 – $5.25
Arizona General Hospital Laveen Phoenix $38.48 $1.30 – $137.26
St. Joseph’s Hospital and Medical Center Phoenix $27.89 $0.91 – $57.67
Banner University Medical Center Tucson Tucson $1.38 $2.17 – $5.60
Banner University Medical Center South Tucson $1.35 $2.17 – $5.60
Banner Baywood Medical Center Mesa $1.58 $2.17 – $5.25
Banner Boswell Medical Center Sun City $1.53 $2.17 – $5.60
Banner Casa Grande Medical Center Casa Grande $1.55 $2.17 – $5.25

All Arizona hospitals for this procedure →