Urea nitrogen at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$26.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$166.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.95 with Care 1st vs $50.25 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $3.95 ↓ -85%
Gila River Health Care Corporation Managed Care Program $3.95 ↓ -85%
United Healthcare Medicare Advantage $3.95 ↓ -85%
UPMC Health Plan Medicare Advantage $3.95 ↓ -85%
Blue Cross Blue Shield of Arizona Medicare Advantage $3.95 ↓ -85%
Banner University Health Plan University Family Plan $3.95 ↓ -85%
Banner University Health Plan AZ Medicaid - AHCCCS $3.95 ↓ -85%
Banner University Health Plan University Care Advantage $3.95 ↓ -85%
Banner University Health Plan Medicare Advantage $3.95 ↓ -85%
Mercy Care Medicaid $3.95 ↓ -85%
Mercy Care Mercy Care Advantage $3.95 ↓ -85%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $3.95 ↓ -85%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $3.95 ↓ -85%
Aetna Medicare Advantage $3.95 ↓ -85%
Banner Health Medicare Advantage $3.95 ↓ -85%
Health Choice Arizona, Inc. Medicaid $3.95 ↓ -85%
Health Choice Arizona, Inc. Medicare Advantage $3.95 ↓ -85%
Kaiser Foundation Health Plan Medicare Advantage $3.95 ↓ -85%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $3.95 ↓ -85%
Health Net Medicare $3.95 ↓ -85%
Health Net Medicaid $3.95 ↓ -85%
Wellpoint Medicare Advantage HMO $3.95 ↓ -85%
Arizona Physicians IPA Medicaid $3.95 ↓ -85%
Arizona Physicians IPA Medicare Advantage $3.95 ↓ -85%
Humana Medicare Advantage $4.07 ↓ -85%
Carelon Medicare Advantage $4.15 ↓ -84%
Devoted Health Services Medicare Advantage $4.15 ↓ -84%
Gold Kidney Health Plan Medicare Advantage $4.34 ↓ -84%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $4.34 ↓ -84%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $5.28 ↓ -80%
NaphCare Federal $5.33 ↓ -80%
Aetna Qualified Health Plan $5.37 ↓ -80%
United Healthcare Individual Exchange $5.53 ↓ -79%
Health Net Commerical Exchange Product $5.85 ↓ -78%
Health Choice Arizona, Inc. ACA Health Plan $5.92 ↓ -78%
Oscar Health Plan Commercial $6.52 ↓ -75%
Cigna Healthcare of Arizona, Inc. LocalFlex $6.94 ↓ -74%
United Healthcare UHC Doctor's Plan $7.30 ↓ -73%
Cigna Healthcare of Arizona, Inc. Commercial $7.71 ↓ -71%
United Healthcare UHC Core $8.08 ↓ -70%
United Healthcare Commercial $8.89 ↓ -67%
Aetna Joint Venture $13.26 ↓ -50%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $13.57 ↓ -49%
Aetna Designated Group $14.09 ↓ -47%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $14.48 ↓ -45%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $15.20 ↓ -43%
Aetna Broad Network $16.58 ↓ -38%
Blue Cross Blue Shield of Arizona Commercial $18.10 ↓ -32%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $18.10 ↓ -32%
Aetna Banner Employee Plans $22.51 ↓ -15%
Plotkin Health Plotkin Health $30.15 ↑ +14%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $30.15 ↑ +14%
Aetna Medical Rental $35.31 ↑ +33%
Quiktrip Corporation Commercial $36.18 ↑ +36%
Arizona Medical Network Commercial $46.90 ↑ +77%
Provider Network of America Commercial $50.25 ↑ +89%

Visitor-reported prices

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Urea nitrogen at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $21.33 $3.95 – $83.25
Arizona General Hospital Laveen Phoenix $28.86 $2.37 – $19.25
St. Joseph’s Hospital and Medical Center Phoenix $59.60 $1.66 – $90.85
Mercy Gilbert Medical Center Gilbert $83.64 $2.22 – $12.17
Banner University Medical Center Tucson Tucson $22.19 $3.95 – $29.60
Banner University Medical Center South Tucson $21.37 $3.95 – $29.60
Banner Baywood Medical Center Mesa $21.08 $3.95 – $101.25
Banner Behavioral Health Hospital Scottsdale $79.09 $3.95 – $94.50

All Arizona hospitals for this procedure →