Unit mobile power mpu at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$7,855.87
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$20,352.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4,070.40 with Aetna vs $26,239.58 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $4,070.40 | ↓ -48% |
| Aetna | Qualified Health Plan | $4,579.20 | ↓ -42% |
| Health Choice Arizona, Inc. | Medicare Advantage | $6,105.60 | ↓ -22% |
| Aetna | Banner Employee Plans | $6,838.27 | ↓ -13% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $7,656.33 | ↓ -3% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $8,140.80 | ↑ +4% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $9,158.40 | ↑ +17% |
| Plotkin Health | Plotkin Health | $9,158.40 | ↑ +17% |
| Health Choice Arizona, Inc. | Medicaid | $9,173.45 | ↑ +17% |
| Arizona Physicians IPA | Medicaid | $9,173.45 | ↑ +17% |
| Health Net | Medicaid | $9,173.45 | ↑ +17% |
| Banner University Health Plan | University Family Plan | $9,173.45 | ↑ +17% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $9,173.45 | ↑ +17% |
| Mercy Care | Medicaid | $9,173.45 | ↑ +17% |
| Aetna | Joint Venture | $9,402.62 | ↑ +20% |
| United Healthcare | UHC Doctor's Plan | $9,870.72 | ↑ +26% |
| Aetna | Designated Group | $9,992.83 | ↑ +27% |
| Oscar Health Plan | Commercial | $10,176.00 | ↑ +30% |
| Health Net | Medicare | $10,176.00 | ↑ +30% |
| Health Choice Arizona, Inc. | ACA Health Plan | $10,176.00 | ↑ +30% |
| United Healthcare | UHC Core | $10,318.46 | ↑ +31% |
| Aetna | Medical Rental | $10,725.50 | ↑ +37% |
| United Healthcare | Commercial | $10,867.97 | ↑ +38% |
| Health Net | Commerical Exchange Product | $10,990.08 | ↑ +40% |
| Quiktrip Corporation | Commercial | $10,990.08 | ↑ +40% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $11,152.90 | ↑ +42% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $11,661.70 | ↑ +48% |
| Aetna | Broad Network | $11,743.10 | ↑ +49% |
| Arizona Medical Network | Commercial | $14,246.40 | ↑ +81% |
| Provider Network of America | Commercial | $15,264.00 | ↑ +94% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $19,679.69 | ↑ +151% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $20,991.67 | ↑ +167% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $22,041.08 | ↑ +181% |
| Blue Cross Blue Shield of Arizona | Commercial | $26,239.58 | ↑ +234% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $26,239.58 | ↑ +234% |
Visitor-reported prices
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Unit mobile power mpu at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $8,517.84 | $4,236.62 – $19,735.86 |