Tte w or without contr, cont ecg at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$747.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,037.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$518.51 with Banner University Health Plan vs $3,547.12 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $518.51 ↓ -31%
Banner University Health Plan University Family Plan $518.51 ↓ -31%
Arizona Physicians IPA Medicaid $518.51 ↓ -31%
Health Net Medicaid $518.51 ↓ -31%
Health Choice Arizona, Inc. Medicaid $518.51 ↓ -31%
Mercy Care Medicaid $518.51 ↓ -31%
Care 1st Medicare Advantage $842.06 ↑ +13%
Gila River Health Care Corporation Managed Care Program $842.06 ↑ +13%
United Healthcare Medicare Advantage $842.06 ↑ +13%
UPMC Health Plan Medicare Advantage $842.06 ↑ +13%
Blue Cross Blue Shield of Arizona Medicare Advantage $842.06 ↑ +13%
Banner University Health Plan University Care Advantage $842.06 ↑ +13%
Banner University Health Plan Medicare Advantage $842.06 ↑ +13%
Mercy Care Mercy Care Advantage $842.06 ↑ +13%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $842.06 ↑ +13%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $842.06 ↑ +13%
Aetna Medicare Advantage $842.06 ↑ +13%
Banner Health Medicare Advantage $842.06 ↑ +13%
Health Choice Arizona, Inc. Medicare Advantage $842.06 ↑ +13%
Kaiser Foundation Health Plan Medicare Advantage $842.06 ↑ +13%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $842.06 ↑ +13%
Health Net Medicare $842.06 ↑ +13%
Wellpoint Medicare Advantage HMO $842.06 ↑ +13%
Arizona Physicians IPA Medicare Advantage $842.06 ↑ +13%
Humana Medicare Advantage $867.32 ↑ +16%
Devoted Health Services Medicare Advantage $884.16 ↑ +18%
Carelon Medicare Advantage $884.16 ↑ +18%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $926.27 ↑ +24%
Gold Kidney Health Plan Medicare Advantage $926.27 ↑ +24%
Aetna Banner Employee Plans $1,020.43 ↑ +37%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,035.00 ↑ +39%
NaphCare Federal $1,136.78 ↑ +52%
Aetna Qualified Health Plan $1,145.20 ↑ +53%
United Healthcare Individual Exchange $1,178.88 ↑ +58%
Health Net Commerical Exchange Product $1,246.25 ↑ +67%
Health Choice Arizona, Inc. ACA Health Plan $1,263.09 ↑ +69%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,366.65 ↑ +83%
Plotkin Health Plotkin Health $1,366.65 ↑ +83%
Oscar Health Plan Commercial $1,389.40 ↑ +86%
Aetna Joint Venture $1,403.09 ↑ +88%
Aetna Designated Group $1,491.17 ↑ +100%
Aetna Medical Rental $1,600.50 ↑ +114%
Quiktrip Corporation Commercial $1,639.98 ↑ +120%
Aetna Broad Network $1,752.35 ↑ +135%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,995.31 ↑ +167%
Cigna Healthcare of Arizona, Inc. Commercial $2,086.42 ↑ +179%
Arizona Medical Network Commercial $2,125.90 ↑ +185%
United Healthcare UHC Doctor's Plan $2,128.00 ↑ +185%
United Healthcare UHC Core $2,224.00 ↑ +198%
Provider Network of America Commercial $2,277.75 ↑ +205%
United Healthcare Commercial $2,341.00 ↑ +213%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,660.34 ↑ +256%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,837.70 ↑ +280%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,979.56 ↑ +299%
Blue Cross Blue Shield of Arizona Commercial $3,547.12 ↑ +375%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,547.12 ↑ +375%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Tte w or without contr, cont ecg at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $1,399.65 $531.47 – $2,894.56
Banner University Medical Center Tucson Tucson $671.84 $518.51 – $2,584.00
Banner University Medical Center South Tucson $920.55 $518.51 – $2,584.00
Banner Baywood Medical Center Mesa $649.92 $518.51 – $2,277.75
Banner Boswell Medical Center Sun City $592.22 $518.51 – $2,429.60
Banner Desert Medical Center Mesa $744.06 $518.51 – $2,277.75
Banner Heart Hospital Mesa $537.55 $518.51 – $2,277.75
Banner Thunderbird Medical Center Glendale $625.62 $72.99 – $2,277.75

All Arizona hospitals for this procedure →