Tissue culture placenta at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$179.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$725.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$150.30 with Care 1st vs $780.18 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $150.30 ↓ -16%
Gila River Health Care Corporation Managed Care Program $150.30 ↓ -16%
United Healthcare Medicare Advantage $150.30 ↓ -16%
UPMC Health Plan Medicare Advantage $150.30 ↓ -16%
Blue Cross Blue Shield of Arizona Medicare Advantage $150.30 ↓ -16%
Banner University Health Plan University Family Plan $150.30 ↓ -16%
Banner University Health Plan AZ Medicaid - AHCCCS $150.30 ↓ -16%
Banner University Health Plan University Care Advantage $150.30 ↓ -16%
Banner University Health Plan Medicare Advantage $150.30 ↓ -16%
Mercy Care Medicaid $150.30 ↓ -16%
Mercy Care Mercy Care Advantage $150.30 ↓ -16%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $150.30 ↓ -16%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $150.30 ↓ -16%
Aetna Medicare Advantage $150.30 ↓ -16%
Banner Health Medicare Advantage $150.30 ↓ -16%
Health Choice Arizona, Inc. Medicaid $150.30 ↓ -16%
Health Choice Arizona, Inc. Medicare Advantage $150.30 ↓ -16%
Kaiser Foundation Health Plan Medicare Advantage $150.30 ↓ -16%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $150.30 ↓ -16%
Health Net Medicare $150.30 ↓ -16%
Health Net Medicaid $150.30 ↓ -16%
Wellpoint Medicare Advantage HMO $150.30 ↓ -16%
Arizona Physicians IPA Medicaid $150.30 ↓ -16%
Arizona Physicians IPA Medicare Advantage $150.30 ↓ -16%
Aetna Banner Employee Plans $151.54 ↓ -15%
Humana Medicare Advantage $154.81 ↓ -14%
Devoted Health Services Medicare Advantage $157.81 ↓ -12%
Carelon Medicare Advantage $157.81 ↓ -12%
Gold Kidney Health Plan Medicare Advantage $165.33 ↓ -8%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $165.33 ↓ -8%
NaphCare Federal $202.91 ↑ +13%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $202.95 ↑ +13%
Plotkin Health Plotkin Health $202.95 ↑ +13%
Aetna Qualified Health Plan $204.41 ↑ +14%
United Healthcare Individual Exchange $210.42 ↑ +18%
Health Net Commerical Exchange Product $222.44 ↑ +24%
Health Choice Arizona, Inc. ACA Health Plan $225.45 ↑ +26%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $227.64 ↑ +27%
Aetna Medical Rental $237.68 ↑ +33%
Quiktrip Corporation Commercial $243.54 ↑ +36%
Oscar Health Plan Commercial $248.00 ↑ +38%
Cigna Healthcare of Arizona, Inc. LocalFlex $263.79 ↑ +47%
United Healthcare UHC Doctor's Plan $278.00 ↑ +55%
Cigna Healthcare of Arizona, Inc. Commercial $293.10 ↑ +64%
United Healthcare UHC Core $307.35 ↑ +72%
Arizona Medical Network Commercial $315.70 ↑ +76%
United Healthcare Commercial $338.18 ↑ +89%
Provider Network of America Commercial $338.25 ↑ +89%
Aetna Joint Venture $504.71 ↑ +182%
Aetna Designated Group $536.27 ↑ +199%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $585.13 ↑ +227%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $624.14 ↑ +249%
Aetna Broad Network $630.96 ↑ +252%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $655.34 ↑ +266%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $780.18 ↑ +336%
Blue Cross Blue Shield of Arizona Commercial $780.18 ↑ +336%

Visitor-reported prices

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Tissue culture placenta at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $160.95 $150.30 – $543.75
Arizona General Hospital Laveen Phoenix $235.87 $90.18 – $731.45
St. Joseph’s Hospital and Medical Center Phoenix $464.13 $63.13 – $393.42
Mercy Gilbert Medical Center Gilbert $147.90 $84.14 – $462.77
Banner University Medical Center Tucson Tucson $110.50 $150.30 – $360.80
Banner University Medical Center South Tucson $106.44 $150.30 – $360.80
Banner Baywood Medical Center Mesa $154.42 $150.30 – $543.75
Banner Boswell Medical Center Sun City $156.60 $150.30 – $580.00

All Arizona hospitals for this procedure →