Tilt table study at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$807.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,755.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$169.32 with Blue Cross Blue Shield of Arizona vs $43,322.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $169.32 | ↓ -79% |
| Health Net | Medicaid | $353.64 | ↓ -56% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $353.64 | ↓ -56% |
| Banner University Health Plan | University Family Plan | $353.64 | ↓ -56% |
| Arizona Physicians IPA | Medicaid | $353.64 | ↓ -56% |
| Health Choice Arizona, Inc. | Medicaid | $353.64 | ↓ -56% |
| Mercy Care | Medicaid | $353.64 | ↓ -56% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $435.21 | ↓ -46% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $464.22 | ↓ -42% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $487.43 | ↓ -40% |
| Care 1st | Medicare Advantage | $565.52 | ↓ -30% |
| Gila River Health Care Corporation | Managed Care Program | $565.52 | ↓ -30% |
| United Healthcare | Medicare Advantage | $565.52 | ↓ -30% |
| UPMC Health Plan | Medicare Advantage | $565.52 | ↓ -30% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $565.52 | ↓ -30% |
| Banner University Health Plan | University Care Advantage | $565.52 | ↓ -30% |
| Banner University Health Plan | Medicare Advantage | $565.52 | ↓ -30% |
| Mercy Care | Mercy Care Advantage | $565.52 | ↓ -30% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $565.52 | ↓ -30% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $565.52 | ↓ -30% |
| Aetna | Medicare Advantage | $565.52 | ↓ -30% |
| Banner Health | Medicare Advantage | $565.52 | ↓ -30% |
| Health Choice Arizona, Inc. | Medicare Advantage | $565.52 | ↓ -30% |
| Kaiser Foundation Health Plan | Medicare Advantage | $565.52 | ↓ -30% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $565.52 | ↓ -30% |
| Health Net | Medicare | $565.52 | ↓ -30% |
| Wellpoint | Medicare Advantage HMO | $565.52 | ↓ -30% |
| Arizona Physicians IPA | Medicare Advantage | $565.52 | ↓ -30% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $580.28 | ↓ -28% |
| Blue Cross Blue Shield of Arizona | Commercial | $580.28 | ↓ -28% |
| Humana | Medicare Advantage | $582.49 | ↓ -28% |
| Carelon | Medicare Advantage | $593.80 | ↓ -26% |
| Devoted Health Services | Medicare Advantage | $593.80 | ↓ -26% |
| Gold Kidney Health Plan | Medicare Advantage | $622.07 | ↓ -23% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $622.07 | ↓ -23% |
| NaphCare | Federal | $763.45 | ↓ -5% |
| Aetna | Qualified Health Plan | $769.11 | ↓ -5% |
| United Healthcare | Individual Exchange | $791.73 | ↓ -2% |
| Health Net | Commerical Exchange Product | $836.97 | ↑ +4% |
| Health Choice Arizona, Inc. | ACA Health Plan | $848.28 | ↑ +5% |
| Oscar Health Plan | Commercial | $933.11 | ↑ +16% |
| Plotkin Health | Plotkin Health | $1,239.75 | ↑ +54% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,239.75 | ↑ +54% |
| United Healthcare | UHC Doctor's Plan | $1,336.17 | ↑ +66% |
| United Healthcare | UHC Core | $1,396.79 | ↑ +73% |
| Aetna | Medical Rental | $1,451.88 | ↑ +80% |
| United Healthcare | Commercial | $1,471.17 | ↑ +82% |
| Quiktrip Corporation | Commercial | $1,487.70 | ↑ +84% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,810.04 | ↑ +124% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,892.68 | ↑ +134% |
| Arizona Medical Network | Commercial | $1,928.50 | ↑ +139% |
| Provider Network of America | Commercial | $2,066.25 | ↑ +156% |
| Aetna | Banner Employee Plans | $15,142.00 | ↑ +1776% |
| Aetna | Joint Venture | $34,658.00 | ↑ +4194% |
| Aetna | Designated Group | $36,824.00 | ↑ +4462% |
| Aetna | Broad Network | $43,322.00 | ↑ +5267% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Tilt table study at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $906.40 | $353.64 – $2,066.25 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $993.97 | $170.58 – $2,055.58 |
| Mercy Gilbert Medical Center | Gilbert | $655.84 | $170.58 – $2,052.82 |
| Banner University Medical Center Tucson | Tucson | $499.44 | $353.64 – $1,519.20 |
| Banner Baywood Medical Center | Mesa | $272.74 | $353.64 – $2,066.25 |
| Banner Casa Grande Medical Center | Casa Grande | $807.21 | $254.87 – $2,066.25 |
| Banner Desert Medical Center | Mesa | $887.11 | $353.64 – $2,066.25 |
| Banner Ironwood Medical Center | San Tan Valley | $2,567.66 | $353.64 – $2,066.25 |