Tgsap so/hl 51/< rna alys at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$2,844.13
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,194.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,468.96 with Arizona Physicians IPA vs $10,982.15 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $1,468.96 | ↓ -48% |
| Wellpoint | Medicare Advantage HMO | $2,919.60 | ↑ +3% |
| UPMC Health Plan | Medicare Advantage | $2,919.60 | ↑ +3% |
| United Healthcare | Medicare Advantage | $2,919.60 | ↑ +3% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $2,919.60 | ↑ +3% |
| Aetna | Medicare Advantage | $2,919.60 | ↑ +3% |
| Mercy Care | Mercy Care Advantage | $2,919.60 | ↑ +3% |
| Kaiser Foundation Health Plan | Medicare Advantage | $2,919.60 | ↑ +3% |
| Arizona Physicians IPA | Medicare Advantage | $2,919.60 | ↑ +3% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $2,919.60 | ↑ +3% |
| Health Net | Medicare | $2,919.60 | ↑ +3% |
| Health Choice Arizona, Inc. | Medicare Advantage | $2,919.60 | ↑ +3% |
| Gila River Health Care Corporation | Managed Care Program | $2,919.60 | ↑ +3% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $2,919.60 | ↑ +3% |
| Care 1st | Medicare Advantage | $2,919.60 | ↑ +3% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $2,919.60 | ↑ +3% |
| Banner Health | Medicare Advantage | $2,919.60 | ↑ +3% |
| Banner University Health Plan | Medicare Advantage | $2,919.60 | ↑ +3% |
| Banner University Health Plan | University Care Advantage | $2,919.60 | ↑ +3% |
| Humana | Medicare Advantage | $3,007.19 | ↑ +6% |
| Devoted Health Services | Medicare Advantage | $3,065.58 | ↑ +8% |
| Carelon | Medicare Advantage | $3,065.58 | ↑ +8% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $3,204.43 | ↑ +13% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $3,211.56 | ↑ +13% |
| Gold Kidney Health Plan | Medicare Advantage | $3,211.56 | ↑ +13% |
| Aetna | Banner Employee Plans | $3,425.18 | ↑ +20% |
| NaphCare | Federal | $3,941.46 | ↑ +39% |
| Aetna | Qualified Health Plan | $3,970.66 | ↑ +40% |
| United Healthcare | Individual Exchange | $4,087.44 | ↑ +44% |
| Health Net | Commerical Exchange Product | $4,321.01 | ↑ +52% |
| Health Choice Arizona, Inc. | ACA Health Plan | $4,379.40 | ↑ +54% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $4,587.30 | ↑ +61% |
| Plotkin Health | Plotkin Health | $4,587.30 | ↑ +61% |
| Aetna | Joint Venture | $4,709.63 | ↑ +66% |
| Oscar Health Plan | Commercial | $4,817.34 | ↑ +69% |
| Aetna | Designated Group | $5,005.25 | ↑ +76% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $5,123.90 | ↑ +80% |
| Aetna | Medical Rental | $5,372.24 | ↑ +89% |
| United Healthcare | UHC Doctor's Plan | $5,400.10 | ↑ +90% |
| Quiktrip Corporation | Commercial | $5,504.76 | ↑ +94% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $5,693.22 | ↑ +100% |
| Aetna | Broad Network | $5,881.94 | ↑ +107% |
| United Healthcare | UHC Core | $5,970.29 | ↑ +110% |
| United Healthcare | Commercial | $6,569.10 | ↑ +131% |
| Arizona Medical Network | Commercial | $7,135.80 | ↑ +151% |
| Provider Network of America | Commercial | $7,645.50 | ↑ +169% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $8,236.61 | ↑ +190% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $8,785.72 | ↑ +209% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $9,224.94 | ↑ +224% |
| Blue Cross Blue Shield of Arizona | Commercial | $10,982.15 | ↑ +286% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $10,982.15 | ↑ +286% |
Visitor-reported prices
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Tgsap so/hl 51/< rna alys at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Tucson | Tucson | $2,128.44 | $1,262.17 – $7,007.20 |
| Banner Gateway Medical Center | Gilbert | $1,804.34 | $1,468.96 – $7,645.50 |