Specific gravity body fluid at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$1.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.28 with Care 1st vs $15.01 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Care 1st | Medicare Advantage | $3.28 | ↑ +105% |
| Gila River Health Care Corporation | Managed Care Program | $3.28 | ↑ +105% |
| United Healthcare | Medicare Advantage | $3.28 | ↑ +105% |
| UPMC Health Plan | Medicare Advantage | $3.28 | ↑ +105% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $3.28 | ↑ +105% |
| Banner University Health Plan | University Family Plan | $3.28 | ↑ +105% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $3.28 | ↑ +105% |
| Banner University Health Plan | University Care Advantage | $3.28 | ↑ +105% |
| Banner University Health Plan | Medicare Advantage | $3.28 | ↑ +105% |
| Mercy Care | Medicaid | $3.28 | ↑ +105% |
| Mercy Care | Mercy Care Advantage | $3.28 | ↑ +105% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $3.28 | ↑ +105% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $3.28 | ↑ +105% |
| Aetna | Medicare Advantage | $3.28 | ↑ +105% |
| Banner Health | Medicare Advantage | $3.28 | ↑ +105% |
| Health Choice Arizona, Inc. | Medicaid | $3.28 | ↑ +105% |
| Health Choice Arizona, Inc. | Medicare Advantage | $3.28 | ↑ +105% |
| Kaiser Foundation Health Plan | Medicare Advantage | $3.28 | ↑ +105% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $3.28 | ↑ +105% |
| Health Net | Medicare | $3.28 | ↑ +105% |
| Health Net | Medicaid | $3.28 | ↑ +105% |
| Wellpoint | Medicare Advantage HMO | $3.28 | ↑ +105% |
| Arizona Physicians IPA | Medicaid | $3.28 | ↑ +105% |
| Arizona Physicians IPA | Medicare Advantage | $3.28 | ↑ +105% |
| Aetna | Banner Employee Plans | $3.36 | ↑ +110% |
| Humana | Medicare Advantage | $3.38 | ↑ +111% |
| Carelon | Medicare Advantage | $3.44 | ↑ +115% |
| Devoted Health Services | Medicare Advantage | $3.44 | ↑ +115% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $3.61 | ↑ +126% |
| Gold Kidney Health Plan | Medicare Advantage | $3.61 | ↑ +126% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $4.38 | ↑ +174% |
| NaphCare | Federal | $4.43 | ↑ +177% |
| Aetna | Qualified Health Plan | $4.46 | ↑ +179% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $4.50 | ↑ +181% |
| Plotkin Health | Plotkin Health | $4.50 | ↑ +181% |
| United Healthcare | Individual Exchange | $4.59 | ↑ +187% |
| Health Net | Commerical Exchange Product | $4.85 | ↑ +203% |
| Health Choice Arizona, Inc. | ACA Health Plan | $4.92 | ↑ +208% |
| Aetna | Medical Rental | $5.27 | ↑ +229% |
| Quiktrip Corporation | Commercial | $5.40 | ↑ +238% |
| Oscar Health Plan | Commercial | $5.41 | ↑ +238% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $5.75 | ↑ +259% |
| United Healthcare | UHC Doctor's Plan | $6.07 | ↑ +279% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $6.39 | ↑ +299% |
| United Healthcare | UHC Core | $6.71 | ↑ +319% |
| Arizona Medical Network | Commercial | $7.00 | ↑ +338% |
| United Healthcare | Commercial | $7.38 | ↑ +361% |
| Provider Network of America | Commercial | $7.50 | ↑ +369% |
| Aetna | Joint Venture | $11.01 | ↑ +588% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $11.26 | ↑ +604% |
| Aetna | Designated Group | $11.70 | ↑ +631% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $12.01 | ↑ +651% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $12.61 | ↑ +688% |
| Aetna | Broad Network | $13.77 | ↑ +761% |
| Blue Cross Blue Shield of Arizona | Commercial | $15.01 | ↑ +838% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $15.01 | ↑ +838% |
Visitor-reported prices
Comments
Specific gravity body fluid at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $1.58 | $3.28 – $7.50 |
| Arizona General Hospital Laveen | Phoenix | $12.83 | $1.96 – $45.76 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $27.51 | $1.38 – $56.88 |
| Mercy Gilbert Medical Center | Gilbert | $6.89 | $3.28 – $21.56 |
| Banner University Medical Center Tucson | Tucson | $1.62 | $3.28 – $8.00 |
| Banner University Medical Center South | Tucson | $1.56 | $3.28 – $8.00 |
| Banner Baywood Medical Center | Mesa | $1.27 | $3.28 – $7.50 |
| Banner Boswell Medical Center | Sun City | $1.51 | $3.28 – $8.00 |