Special physics consult at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$542.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,177.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$91.98 with Banner University Health Plan vs $2,420.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $91.98 ↓ -83%
Banner University Health Plan University Family Plan $91.98 ↓ -83%
Arizona Physicians IPA Medicaid $91.98 ↓ -83%
Health Net Medicaid $91.98 ↓ -83%
Health Choice Arizona, Inc. Medicaid $91.98 ↓ -83%
Mercy Care Medicaid $91.98 ↓ -83%
Care 1st Medicare Advantage $141.51 ↓ -74%
Gila River Health Care Corporation Managed Care Program $141.51 ↓ -74%
United Healthcare Medicare Advantage $141.51 ↓ -74%
UPMC Health Plan Medicare Advantage $141.51 ↓ -74%
Blue Cross Blue Shield of Arizona Medicare Advantage $141.51 ↓ -74%
Banner University Health Plan University Care Advantage $141.51 ↓ -74%
Banner University Health Plan Medicare Advantage $141.51 ↓ -74%
Mercy Care Mercy Care Advantage $141.51 ↓ -74%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $141.51 ↓ -74%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $141.51 ↓ -74%
Aetna Medicare Advantage $141.51 ↓ -74%
Banner Health Medicare Advantage $141.51 ↓ -74%
Health Choice Arizona, Inc. Medicare Advantage $141.51 ↓ -74%
Kaiser Foundation Health Plan Medicare Advantage $141.51 ↓ -74%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $141.51 ↓ -74%
Health Net Medicare $141.51 ↓ -74%
Wellpoint Medicare Advantage HMO $141.51 ↓ -74%
Arizona Physicians IPA Medicare Advantage $141.51 ↓ -74%
Humana Medicare Advantage $145.76 ↓ -73%
Devoted Health Services Medicare Advantage $148.59 ↓ -73%
Carelon Medicare Advantage $148.59 ↓ -73%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $155.66 ↓ -71%
Gold Kidney Health Plan Medicare Advantage $155.66 ↓ -71%
NaphCare Federal $191.04 ↓ -65%
Aetna Qualified Health Plan $192.45 ↓ -65%
United Healthcare Individual Exchange $198.11 ↓ -63%
Health Net Commerical Exchange Product $209.43 ↓ -61%
Health Choice Arizona, Inc. ACA Health Plan $212.26 ↓ -61%
Oscar Health Plan Commercial $233.49 ↓ -57%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $260.23 ↓ -52%
Aetna Banner Employee Plans $395.47 ↓ -27%
Aetna Joint Venture $426.37 ↓ -21%
Aetna Designated Group $453.03 ↓ -17%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $529.65 ↓ -2%
Plotkin Health Plotkin Health $529.65 ↓ -2%
Aetna Broad Network $533.02 ↓ -2%
Aetna Medical Rental $620.28 ↑ +14%
Quiktrip Corporation Commercial $635.58 ↑ +17%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $668.89 ↑ +23%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $713.49 ↑ +31%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $749.15 ↑ +38%
Cigna Healthcare of Arizona, Inc. LocalFlex $773.29 ↑ +43%
Cigna Healthcare of Arizona, Inc. Commercial $808.60 ↑ +49%
Arizona Medical Network Commercial $823.90 ↑ +52%
Provider Network of America Commercial $882.75 ↑ +63%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $891.86 ↑ +64%
Blue Cross Blue Shield of Arizona Commercial $891.86 ↑ +64%
United Healthcare UHC Doctor's Plan $2,200.00 ↑ +305%
United Healthcare UHC Core $2,299.00 ↑ +324%
United Healthcare Commercial $2,420.00 ↑ +346%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Special physics consult at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $731.15 $141.51 – $1,512.06
Banner University Medical Center Tucson Tucson $254.11 $91.98 – $954.40
Banner Boswell Medical Center Sun City $439.02 $91.98 – $941.60
Banner Desert Medical Center Mesa $562.61 $91.98 – $882.75
Banner Gateway Medical Center Gilbert $543.77 $91.98 – $882.75
Banner Thunderbird Medical Center Glendale $491.99 $72.99 – $882.75

All Arizona hospitals for this procedure →