Smear fluorescent and/or acid fast stain at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$15.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$68.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.39 with Care 1st vs $42.75 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $5.39 ↓ -64%
Gila River Health Care Corporation Managed Care Program $5.39 ↓ -64%
United Healthcare Medicare Advantage $5.39 ↓ -64%
UPMC Health Plan Medicare Advantage $5.39 ↓ -64%
Blue Cross Blue Shield of Arizona Medicare Advantage $5.39 ↓ -64%
Banner University Health Plan University Family Plan $5.39 ↓ -64%
Banner University Health Plan AZ Medicaid - AHCCCS $5.39 ↓ -64%
Banner University Health Plan University Care Advantage $5.39 ↓ -64%
Banner University Health Plan Medicare Advantage $5.39 ↓ -64%
Mercy Care Medicaid $5.39 ↓ -64%
Mercy Care Mercy Care Advantage $5.39 ↓ -64%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $5.39 ↓ -64%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $5.39 ↓ -64%
Aetna Medicare Advantage $5.39 ↓ -64%
Banner Health Medicare Advantage $5.39 ↓ -64%
Health Choice Arizona, Inc. Medicaid $5.39 ↓ -64%
Health Choice Arizona, Inc. Medicare Advantage $5.39 ↓ -64%
Kaiser Foundation Health Plan Medicare Advantage $5.39 ↓ -64%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $5.39 ↓ -64%
Health Net Medicare $5.39 ↓ -64%
Health Net Medicaid $5.39 ↓ -64%
Wellpoint Medicare Advantage HMO $5.39 ↓ -64%
Arizona Physicians IPA Medicaid $5.39 ↓ -64%
Arizona Physicians IPA Medicare Advantage $5.39 ↓ -64%
Humana Medicare Advantage $5.55 ↓ -63%
Carelon Medicare Advantage $5.66 ↓ -62%
Devoted Health Services Medicare Advantage $5.66 ↓ -62%
Gold Kidney Health Plan Medicare Advantage $5.93 ↓ -61%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $5.93 ↓ -61%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $7.21 ↓ -52%
NaphCare Federal $7.28 ↓ -52%
Aetna Qualified Health Plan $7.33 ↓ -51%
United Healthcare Individual Exchange $7.55 ↓ -50%
Health Net Commerical Exchange Product $7.98 ↓ -47%
Health Choice Arizona, Inc. ACA Health Plan $8.09 ↓ -46%
Oscar Health Plan Commercial $8.89 ↓ -41%
Cigna Healthcare of Arizona, Inc. LocalFlex $9.45 ↓ -37%
United Healthcare UHC Doctor's Plan $9.97 ↓ -34%
Cigna Healthcare of Arizona, Inc. Commercial $10.50 ↓ -30%
United Healthcare UHC Core $11.03 ↓ -27%
United Healthcare Commercial $12.13 ↓ -19%
Aetna Joint Venture $18.10 ↑ +20%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $18.54 ↑ +23%
Aetna Banner Employee Plans $19.15 ↑ +27%
Aetna Designated Group $19.23 ↑ +28%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $19.78 ↑ +32%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $20.76 ↑ +38%
Aetna Broad Network $22.63 ↑ +51%
Blue Cross Blue Shield of Arizona Commercial $24.72 ↑ +64%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $24.72 ↑ +64%
Plotkin Health Plotkin Health $25.65 ↑ +71%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $25.65 ↑ +71%
Aetna Medical Rental $30.04 ↑ +100%
Quiktrip Corporation Commercial $30.78 ↑ +105%
Arizona Medical Network Commercial $39.90 ↑ +165%
Provider Network of America Commercial $42.75 ↑ +184%

Visitor-reported prices

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Smear fluorescent and/or acid fast stain at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $18.43 $5.39 – $42.75
Arizona General Hospital Laveen Phoenix $65.50 $3.23 – $233.67
St. Joseph’s Hospital and Medical Center Phoenix $82.90 $2.26 – $171.43
Mercy Gilbert Medical Center Gilbert $77.49 $3.02 – $16.61
Banner University Medical Center Tucson Tucson $15.91 $5.39 – $45.60
Banner University Medical Center South Tucson $11.36 $5.39 – $45.60
Banner Baywood Medical Center Mesa $15.16 $5.39 – $42.75
Banner Behavioral Health Hospital Scottsdale $33.40 $5.39 – $39.90

All Arizona hospitals for this procedure →