Rmvl sq defib electrode at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,849.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,165.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,324.25 with National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) vs $61,894.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $2,324.25 ↑ +26%
Plotkin Health Plotkin Health $2,324.25 ↑ +26%
Banner University Health Plan University Family Plan $2,494.27 ↑ +35%
Health Net Medicaid $2,494.27 ↑ +35%
Mercy Care Medicaid $2,494.27 ↑ +35%
Health Choice Arizona, Inc. Medicaid $2,494.27 ↑ +35%
Banner University Health Plan AZ Medicaid - AHCCCS $2,494.27 ↑ +35%
Arizona Physicians IPA Medicaid $2,494.27 ↑ +35%
Aetna Medical Rental $2,721.95 ↑ +47%
Quiktrip Corporation Commercial $2,789.10 ↑ +51%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $2,837.28 ↑ +53%
Arizona Medical Network Commercial $3,615.50 ↑ +96%
Provider Network of America Commercial $3,873.75 ↑ +109%
Arizona Physicians IPA Medicare Advantage $3,878.84 ↑ +110%
Gila River Health Care Corporation Managed Care Program $3,878.84 ↑ +110%
United Healthcare Medicare Advantage $3,878.84 ↑ +110%
UPMC Health Plan Medicare Advantage $3,878.84 ↑ +110%
Blue Cross Blue Shield of Arizona Medicare Advantage $3,878.84 ↑ +110%
Banner University Health Plan University Care Advantage $3,878.84 ↑ +110%
Banner University Health Plan Medicare Advantage $3,878.84 ↑ +110%
Mercy Care Mercy Care Advantage $3,878.84 ↑ +110%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $3,878.84 ↑ +110%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $3,878.84 ↑ +110%
Aetna Medicare Advantage $3,878.84 ↑ +110%
Banner Health Medicare Advantage $3,878.84 ↑ +110%
Health Choice Arizona, Inc. Medicare Advantage $3,878.84 ↑ +110%
Kaiser Foundation Health Plan Medicare Advantage $3,878.84 ↑ +110%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $3,878.84 ↑ +110%
Health Net Medicare $3,878.84 ↑ +110%
Wellpoint Medicare Advantage HMO $3,878.84 ↑ +110%
Care 1st Medicare Advantage $3,878.84 ↑ +110%
Humana Medicare Advantage $3,995.21 ↑ +116%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +117%
Devoted Health Services Medicare Advantage $4,072.78 ↑ +120%
Carelon Medicare Advantage $4,072.78 ↑ +120%
Aetna Banner Employee Plans $4,094.00 ↑ +121%
Gold Kidney Health Plan Medicare Advantage $4,266.72 ↑ +131%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $4,266.72 ↑ +131%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +141%
NaphCare Federal $5,236.43 ↑ +183%
Aetna Qualified Health Plan $5,275.22 ↑ +185%
United Healthcare Individual Exchange $5,430.38 ↑ +194%
Health Net Commerical Exchange Product $5,740.68 ↑ +210%
Health Choice Arizona, Inc. ACA Health Plan $5,818.26 ↑ +215%
Oscar Health Plan Commercial $6,400.09 ↑ +246%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $7,292.89 ↑ +294%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $7,779.08 ↑ +321%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $8,167.97 ↑ +342%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $9,723.85 ↑ +426%
Blue Cross Blue Shield of Arizona Commercial $9,723.85 ↑ +426%
Aetna Joint Venture $17,328.00 ↑ +837%
Aetna Designated Group $18,411.00 ↑ +896%
Aetna Broad Network $21,660.00 ↑ +1071%
United Healthcare UHC Doctor's Plan $56,262.00 ↑ +2943%
United Healthcare UHC Core $58,799.00 ↑ +3080%
United Healthcare Commercial $61,894.00 ↑ +3247%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Rmvl sq defib electrode at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $1,998.86 $1,807.75 – $6,400.09
Arizona General Hospital Laveen Phoenix not published $357.26 – $3,995.21
St. Joseph’s Hospital and Medical Center Phoenix not published $357.26 – $3,995.21
Banner University Medical Center Tucson Tucson $1,960.20 $1,890.00 – $6,400.09
Banner University Medical Center South Tucson $2,845.80 $1,890.00 – $6,400.09
Banner Baywood Medical Center Mesa $1,766.43 $1,807.75 – $6,400.09
Banner Boswell Medical Center Sun City $1,492.68 $1,807.75 – $6,400.09
Banner Desert Medical Center Mesa $1,828.41 $1,807.75 – $6,400.09

All Arizona hospitals for this procedure →