Rmv&rplcmt phrnc nrv stim ld at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$6,104.26
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$17,051.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$636.64 with Blue Cross Blue Shield of Arizona vs $21,930.33 with Oscar Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $636.64 | ↓ -90% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,636.41 | ↓ -73% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,745.50 | ↓ -71% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,832.76 | ↓ -70% |
| Blue Cross Blue Shield of Arizona | Commercial | $2,181.88 | ↓ -64% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $2,181.88 | ↓ -64% |
| Aetna | Banner Employee Plans | $2,633.00 | ↓ -57% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,018.00 | ↓ -34% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,464.00 | ↓ -27% |
| Aetna | Joint Venture | $5,186.00 | ↓ -15% |
| Aetna | Designated Group | $5,511.00 | ↓ -10% |
| Aetna | Broad Network | $6,483.00 | ↑ +6% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $7,672.95 | ↑ +26% |
| Plotkin Health | Plotkin Health | $7,672.95 | ↑ +26% |
| Aetna | Medical Rental | $8,985.88 | ↑ +47% |
| Quiktrip Corporation | Commercial | $9,207.54 | ↑ +51% |
| Arizona Physicians IPA | Medicaid | $9,409.74 | ↑ +54% |
| Health Choice Arizona, Inc. | Medicaid | $9,409.74 | ↑ +54% |
| Health Net | Medicaid | $9,409.74 | ↑ +54% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $9,409.74 | ↑ +54% |
| Mercy Care | Medicaid | $9,409.74 | ↑ +54% |
| Banner University Health Plan | University Family Plan | $9,409.74 | ↑ +54% |
| United Healthcare | UHC Doctor's Plan | $9,613.00 | ↑ +57% |
| United Healthcare | UHC Core | $10,046.00 | ↑ +65% |
| United Healthcare | Commercial | $10,575.00 | ↑ +73% |
| Arizona Medical Network | Commercial | $11,935.70 | ↑ +96% |
| Provider Network of America | Commercial | $12,788.25 | ↑ +109% |
| Wellpoint | Medicare Advantage HMO | $13,291.11 | ↑ +118% |
| Aetna | Medicare Advantage | $13,291.11 | ↑ +118% |
| Arizona Physicians IPA | Medicare Advantage | $13,291.11 | ↑ +118% |
| Banner Health | Medicare Advantage | $13,291.11 | ↑ +118% |
| Banner University Health Plan | Medicare Advantage | $13,291.11 | ↑ +118% |
| Banner University Health Plan | University Care Advantage | $13,291.11 | ↑ +118% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $13,291.11 | ↑ +118% |
| Care 1st | Medicare Advantage | $13,291.11 | ↑ +118% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $13,291.11 | ↑ +118% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $13,291.11 | ↑ +118% |
| Gila River Health Care Corporation | Managed Care Program | $13,291.11 | ↑ +118% |
| Health Choice Arizona, Inc. | Medicare Advantage | $13,291.11 | ↑ +118% |
| Health Net | Medicare | $13,291.11 | ↑ +118% |
| Kaiser Foundation Health Plan | Medicare Advantage | $13,291.11 | ↑ +118% |
| Mercy Care | Mercy Care Advantage | $13,291.11 | ↑ +118% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $13,291.11 | ↑ +118% |
| United Healthcare | Medicare Advantage | $13,291.11 | ↑ +118% |
| UPMC Health Plan | Medicare Advantage | $13,291.11 | ↑ +118% |
| Humana | Medicare Advantage | $13,689.84 | ↑ +124% |
| Devoted Health Services | Medicare Advantage | $13,955.67 | ↑ +129% |
| Carelon | Medicare Advantage | $13,955.67 | ↑ +129% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $14,620.22 | ↑ +140% |
| Gold Kidney Health Plan | Medicare Advantage | $14,620.22 | ↑ +140% |
| NaphCare | Federal | $17,943.00 | ↑ +194% |
| Aetna | Qualified Health Plan | $18,075.91 | ↑ +196% |
| United Healthcare | Individual Exchange | $18,607.55 | ↑ +205% |
| Health Net | Commerical Exchange Product | $19,670.84 | ↑ +222% |
| Health Choice Arizona, Inc. | ACA Health Plan | $19,936.67 | ↑ +227% |
| Oscar Health Plan | Commercial | $21,930.33 | ↑ +259% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Rmv&rplcmt phrnc nrv stim ld at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Tucson | Tucson | $6,189.51 | $1,396.11 – $21,930.33 |