Rhinp prim lat&alr crtlge&/elvtn nsl tip at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,203.09 with Humana vs $10,422.97 with Oscar Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare Advantage | $1,203.09 | — |
| Mercy Care | Medicaid | $3,687.39 | — |
| Arizona Physicians IPA | Medicaid | $3,687.39 | — |
| Health Net | Medicaid | $3,687.39 | — |
| Health Choice Arizona, Inc. | Medicaid | $3,687.39 | — |
| Banner University Health Plan | University Family Plan | $3,687.39 | — |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $4,784.86 | — |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $5,103.85 | — |
| Aetna | Banner Employee Plans | $5,221.00 | — |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $5,359.04 | — |
| United Healthcare | UHC Doctor's Plan | $5,603.00 | — |
| United Healthcare | UHC Core | $5,915.00 | — |
| United Healthcare | Commercial | $6,226.00 | — |
| Mercy Care | Mercy Care Advantage | $6,316.95 | — |
| Aetna | Medicare Advantage | $6,316.95 | — |
| Arizona Physicians IPA | Medicare Advantage | $6,316.95 | — |
| Banner Health | Medicare Advantage | $6,316.95 | — |
| Banner University Health Plan | University Care Advantage | $6,316.95 | — |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $6,316.95 | — |
| Care 1st | Medicare Advantage | $6,316.95 | — |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $6,316.95 | — |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $6,316.95 | — |
| Gila River Health Care Corporation | Managed Care Program | $6,316.95 | — |
| Health Choice Arizona, Inc. | Medicare Advantage | $6,316.95 | — |
| Health Net | Medicare | $6,316.95 | — |
| Kaiser Foundation Health Plan | Medicare Advantage | $6,316.95 | — |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $6,316.95 | — |
| United Healthcare | UHC Medicare Advantage | $6,316.95 | — |
| UPMC Health Plan | Medicare Advantage | $6,316.95 | — |
| Wellpoint (fka Amerigroup) | Medicare Advantage HMO | $6,316.95 | — |
| Blue Cross Blue Shield of Arizona | Commercial | $6,379.81 | — |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $6,379.81 | — |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $6,499.00 | — |
| Devoted Health Services | Medicare Advantage | $6,632.80 | — |
| Carekin | Medicare Advantage | $6,632.80 | — |
| Arizona Priority Care | Medicare Advantage | $6,948.65 | — |
| Gold Kidney Health Plan | Medicare Advantage | $6,948.65 | — |
| Aetna | Joint Venture | $6,972.00 | — |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $7,220.00 | — |
| Aetna | Designated Group | $7,408.00 | — |
| Cigna Healthcare of Arizona, Inc. | Commercial | $8,022.00 | — |
| NaphCare, Inc. | Federal | $8,527.88 | — |
| Aetna | Broad Network | $8,715.00 | — |
| United Healthcare | Individual Exchange | $9,159.58 | — |
| Health Choice Arizona, Inc. | ACA Health Plan | $9,475.42 | — |
| Health Net | Commerical Exchange Product | $9,538.59 | — |
| Oscar Health Plan | Commercial | $10,422.97 | — |
Visitor-reported prices
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Rhinp prim lat&alr crtlge&/elvtn nsl tip at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arizona General Hospital Laveen | Phoenix | not published | $1,292.43 – $6,494.19 |
| St. Joseph’s Hospital and Medical Center | Phoenix | not published | $1,292.43 – $6,494.18 |
| Mercy Gilbert Medical Center | Gilbert | not published | $1,292.43 – $6,305.03 |
| Yavapai Regional Medical Center (East) | Prescott | not published | $1,292.43 – $6,683.34 |
| Arizona General Hospital Mesa | Mesa | not published | $1,292.43 – $6,494.19 |
| Chandler Regional Medical Center | Chandler | not published | $1,162.26 – $1,191.32 |
| Banner Desert Medical Center | Mesa | not published | $3,687.39 – $4,620.72 |
| Banner Gateway Medical Center | Gilbert | not published | $4,784.86 – $10,422.97 |