Revision tips at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$3,788.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,582.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,593.71 with Arizona Physicians IPA vs $13,352.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $3,593.71 | ↓ -5% |
| Health Choice Arizona, Inc. | Medicaid | $3,593.71 | ↓ -5% |
| Banner University Health Plan | University Family Plan | $3,593.71 | ↓ -5% |
| Mercy Care | Medicaid | $3,593.71 | ↓ -5% |
| Health Net | Medicaid | $3,593.71 | ↓ -5% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $3,593.71 | ↓ -5% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $3,818.00 | ↑ +1% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,018.00 | ↑ +6% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,464.00 | ↑ +18% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $4,761.90 | ↑ +26% |
| Plotkin Health | Plotkin Health | $4,761.90 | ↑ +26% |
| Aetna | Medical Rental | $5,576.71 | ↑ +47% |
| Quiktrip Corporation | Commercial | $5,714.28 | ↑ +51% |
| Arizona Physicians IPA | Medicare Advantage | $6,076.79 | ↑ +60% |
| Gila River Health Care Corporation | Managed Care Program | $6,076.79 | ↑ +60% |
| United Healthcare | Medicare Advantage | $6,076.79 | ↑ +60% |
| UPMC Health Plan | Medicare Advantage | $6,076.79 | ↑ +60% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $6,076.79 | ↑ +60% |
| Banner University Health Plan | University Care Advantage | $6,076.79 | ↑ +60% |
| Banner University Health Plan | Medicare Advantage | $6,076.79 | ↑ +60% |
| Mercy Care | Mercy Care Advantage | $6,076.79 | ↑ +60% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $6,076.79 | ↑ +60% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $6,076.79 | ↑ +60% |
| Aetna | Medicare Advantage | $6,076.79 | ↑ +60% |
| Banner Health | Medicare Advantage | $6,076.79 | ↑ +60% |
| Health Choice Arizona, Inc. | Medicare Advantage | $6,076.79 | ↑ +60% |
| Kaiser Foundation Health Plan | Medicare Advantage | $6,076.79 | ↑ +60% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $6,076.79 | ↑ +60% |
| Health Net | Medicare | $6,076.79 | ↑ +60% |
| Wellpoint | Medicare Advantage HMO | $6,076.79 | ↑ +60% |
| Care 1st | Medicare Advantage | $6,076.79 | ↑ +60% |
| Humana | Medicare Advantage | $6,259.09 | ↑ +65% |
| Devoted Health Services | Medicare Advantage | $6,380.63 | ↑ +68% |
| Carelon | Medicare Advantage | $6,380.63 | ↑ +68% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $6,684.47 | ↑ +76% |
| Gold Kidney Health Plan | Medicare Advantage | $6,684.47 | ↑ +76% |
| Arizona Medical Network | Commercial | $7,407.40 | ↑ +96% |
| Provider Network of America | Commercial | $7,936.50 | ↑ +109% |
| NaphCare | Federal | $8,203.67 | ↑ +117% |
| Aetna | Qualified Health Plan | $8,264.43 | ↑ +118% |
| United Healthcare | Individual Exchange | $8,507.51 | ↑ +125% |
| Health Net | Commerical Exchange Product | $8,993.65 | ↑ +137% |
| Health Choice Arizona, Inc. | ACA Health Plan | $9,115.18 | ↑ +141% |
| Aetna | Banner Employee Plans | $9,358.00 | ↑ +147% |
| United Healthcare | UHC Doctor's Plan | $9,613.00 | ↑ +154% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $9,813.71 | ↑ +159% |
| Oscar Health Plan | Commercial | $10,026.70 | ↑ +165% |
| United Healthcare | UHC Core | $10,046.00 | ↑ +165% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $10,467.96 | ↑ +176% |
| United Healthcare | Commercial | $10,575.00 | ↑ +179% |
| Aetna | Joint Venture | $10,682.00 | ↑ +182% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $10,991.27 | ↑ +190% |
| Aetna | Designated Group | $11,349.00 | ↑ +200% |
| Blue Cross Blue Shield of Arizona | Commercial | $13,084.95 | ↑ +245% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $13,084.95 | ↑ +245% |
| Aetna | Broad Network | $13,352.00 | ↑ +252% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Revision tips at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $4,095.23 | $3,593.71 – $10,026.70 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $8,589.27 | $381.93 – $17,763.15 |
| Arizona General Hospital Laveen | Phoenix | not published | $381.93 – $6,259.10 |
| Banner University Medical Center Tucson | Tucson | $3,314.55 | $3,195.85 – $10,026.70 |
| Banner University Medical Center South | Tucson | $4,812.04 | $3,195.85 – $10,026.70 |
| Banner Baywood Medical Center | Mesa | $3,619.04 | $3,593.71 – $10,026.70 |
| Banner Boswell Medical Center | Sun City | $3,058.20 | $3,593.71 – $10,026.70 |
| Banner Casa Grande Medical Center | Casa Grande | $2,931.21 | $2,884.00 – $9,115.18 |