Revise reconst elbow joint at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Sep 25, 2026 · Ingested Oct 1, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,723.38 with Humana vs $30,871.55 with Oscar Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare Advantage $1,723.38 —
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $7,551.94 —
Aetna Banner Employee Plans $7,984.00 —
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $8,055.41 —
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $8,458.18 —
Aetna Joint Venture $9,401.00 —
Aetna Designated Group $9,988.00 —
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $10,069.26 —
Blue Cross Blue Shield of Arizona Commercial $10,069.26 —
United Healthcare UHC Doctor's Plan $10,150.00 —
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $10,257.38 —
United Healthcare UHC Core $10,714.00 —
United Healthcare Commercial $11,278.00 —
Health Choice Arizona, Inc. Medicaid $11,504.39 —
Health Net Medicaid $11,504.39 —
Arizona Physicians IPA Medicaid $11,504.39 —
Mercy Care Medicaid $11,504.39 —
Banner University Health Plan University Family Plan $11,504.39 —
Aetna Broad Network $11,751.00 —
Mercy Care Mercy Care Advantage $18,710.03 —
Aetna Medicare Advantage $18,710.03 —
Arizona Physicians IPA Medicare Advantage $18,710.03 —
Banner Health Medicare Advantage $18,710.03 —
Banner University Health Plan University Care Advantage $18,710.03 —
Blue Cross Blue Shield of Arizona Medicare Advantage $18,710.03 —
Care 1st Medicare Advantage $18,710.03 —
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $18,710.03 —
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $18,710.03 —
Gila River Health Care Corporation Managed Care Program $18,710.03 —
Health Choice Arizona, Inc. Medicare Advantage $18,710.03 —
Health Net Medicare $18,710.03 —
Kaiser Foundation Health Plan Medicare Advantage $18,710.03 —
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $18,710.03 —
United Healthcare UHC Medicare Advantage $18,710.03 —
UPMC Health Plan Medicare Advantage $18,710.03 —
Wellpoint (fka Amerigroup) Medicare Advantage HMO $18,710.03 —
Carekin Medicare Advantage $19,645.53 —
Devoted Health Services Medicare Advantage $19,645.53 —
Arizona Priority Care Medicare Advantage $20,581.03 —
Gold Kidney Health Plan Medicare Advantage $20,581.03 —
NaphCare, Inc. Federal $25,258.54 —
United Healthcare Individual Exchange $27,129.54 —
Health Choice Arizona, Inc. ACA Health Plan $28,065.04 —
Health Net Commerical Exchange Product $28,252.15 —
Oscar Health Plan Commercial $30,871.55 —

Visitor-reported prices

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Revise reconst elbow joint at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix not published $1,851.38 – $20,188.50
St. Joseph’s Hospital and Medical Center Phoenix not published $1,851.38 – $20,188.49
Mercy Gilbert Medical Center Gilbert not published $1,851.38 – $19,600.48
Yavapai Regional Medical Center (East) Prescott not published $1,851.38 – $20,776.51
Arizona General Hospital Mesa Mesa not published $1,851.38 – $20,188.50
Chandler Regional Medical Center Chandler not published $1,685.93 – $1,728.08

All Arizona hospitals for this procedure →