Reptilase test at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$5.49

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$30.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.85 with Care 1st vs $45.15 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $9.85 ↑ +79%
Gila River Health Care Corporation Managed Care Program $9.85 ↑ +79%
United Healthcare Medicare Advantage $9.85 ↑ +79%
UPMC Health Plan Medicare Advantage $9.85 ↑ +79%
Blue Cross Blue Shield of Arizona Medicare Advantage $9.85 ↑ +79%
Banner University Health Plan University Family Plan $9.85 ↑ +79%
Banner University Health Plan AZ Medicaid - AHCCCS $9.85 ↑ +79%
Banner University Health Plan University Care Advantage $9.85 ↑ +79%
Banner University Health Plan Medicare Advantage $9.85 ↑ +79%
Mercy Care Medicaid $9.85 ↑ +79%
Mercy Care Mercy Care Advantage $9.85 ↑ +79%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $9.85 ↑ +79%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $9.85 ↑ +79%
Aetna Medicare Advantage $9.85 ↑ +79%
Banner Health Medicare Advantage $9.85 ↑ +79%
Health Choice Arizona, Inc. Medicaid $9.85 ↑ +79%
Health Choice Arizona, Inc. Medicare Advantage $9.85 ↑ +79%
Kaiser Foundation Health Plan Medicare Advantage $9.85 ↑ +79%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $9.85 ↑ +79%
Health Net Medicare $9.85 ↑ +79%
Health Net Medicaid $9.85 ↑ +79%
Wellpoint Medicare Advantage HMO $9.85 ↑ +79%
Arizona Physicians IPA Medicaid $9.85 ↑ +79%
Arizona Physicians IPA Medicare Advantage $9.85 ↑ +79%
Aetna Banner Employee Plans $10.08 ↑ +84%
Humana Medicare Advantage $10.15 ↑ +85%
Carelon Medicare Advantage $10.34 ↑ +88%
Devoted Health Services Medicare Advantage $10.34 ↑ +88%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $10.84 ↑ +97%
Gold Kidney Health Plan Medicare Advantage $10.84 ↑ +97%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $13.17 ↑ +140%
NaphCare Federal $13.30 ↑ +142%
Aetna Qualified Health Plan $13.40 ↑ +144%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $13.50 ↑ +146%
Plotkin Health Plotkin Health $13.50 ↑ +146%
United Healthcare Individual Exchange $13.79 ↑ +151%
Health Net Commerical Exchange Product $14.58 ↑ +166%
Health Choice Arizona, Inc. ACA Health Plan $14.78 ↑ +169%
Aetna Medical Rental $15.81 ↑ +188%
Quiktrip Corporation Commercial $16.20 ↑ +195%
Oscar Health Plan Commercial $16.25 ↑ +196%
Cigna Healthcare of Arizona, Inc. LocalFlex $17.28 ↑ +215%
United Healthcare UHC Doctor's Plan $18.22 ↑ +232%
Cigna Healthcare of Arizona, Inc. Commercial $19.20 ↑ +250%
United Healthcare UHC Core $20.15 ↑ +267%
Arizona Medical Network Commercial $21.00 ↑ +283%
United Healthcare Commercial $22.17 ↑ +304%
Provider Network of America Commercial $22.50 ↑ +310%
Aetna Joint Venture $33.08 ↑ +503%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $33.86 ↑ +517%
Aetna Designated Group $35.14 ↑ +540%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $36.12 ↑ +558%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $37.93 ↑ +591%
Aetna Broad Network $41.35 ↑ +653%
Blue Cross Blue Shield of Arizona Commercial $45.15 ↑ +722%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $45.15 ↑ +722%

Visitor-reported prices

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Reptilase test at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $6.78 $9.85 – $22.50
St. Joseph’s Hospital and Medical Center Phoenix $252.51 $4.14 – $48.19
Banner University Medical Center Tucson Tucson $4.11 $9.85 – $24.00
Banner University Medical Center South Tucson $3.90 $9.85 – $24.00
Banner Baywood Medical Center Mesa $13.50 $9.85 – $22.50
Banner Boswell Medical Center Sun City $5.55 $9.85 – $24.00
Banner Casa Grande Medical Center Casa Grande $6.36 $9.85 – $22.50
Banner Del Webb Medical Center Sun City West $5.73 $9.85 – $24.00

All Arizona hospitals for this procedure →