Removal duct glbldr calculi at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,423.41

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,976.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$795.20 with Aetna vs $5,506.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $795.20 ↓ -44%
Banner University Health Plan AZ Medicaid - AHCCCS $890.62 ↓ -37%
Arizona Physicians IPA Medicaid $890.62 ↓ -37%
Health Net Medicaid $890.62 ↓ -37%
Banner University Health Plan University Family Plan $890.62 ↓ -37%
Mercy Care Medicaid $890.62 ↓ -37%
Health Choice Arizona, Inc. Medicaid $890.62 ↓ -37%
Aetna Qualified Health Plan $894.60 ↓ -37%
Aetna Banner Employee Plans $1,170.00 ↓ -18%
Health Choice Arizona, Inc. Medicare Advantage $1,192.80 ↓ -16%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,455.44 ↑ +2%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $1,590.40 ↑ +12%
Plotkin Health Plotkin Health $1,789.20 ↑ +26%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,789.20 ↑ +26%
Oscar Health Plan Commercial $1,988.00 ↑ +40%
Health Net Medicare $1,988.00 ↑ +40%
Health Choice Arizona, Inc. ACA Health Plan $1,988.00 ↑ +40%
Aetna Medical Rental $2,095.35 ↑ +47%
United Healthcare UHC Doctor's Plan $2,114.00 ↑ +49%
Quiktrip Corporation Commercial $2,147.04 ↑ +51%
Health Net Commerical Exchange Product $2,147.04 ↑ +51%
United Healthcare UHC Core $2,210.00 ↑ +55%
United Healthcare Commercial $2,326.00 ↑ +63%
Arizona Medical Network Commercial $2,783.20 ↑ +96%
Provider Network of America Commercial $2,982.00 ↑ +109%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,741.03 ↑ +163%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,990.44 ↑ +180%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +182%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $4,189.93 ↑ +194%
Aetna Joint Venture $4,405.00 ↑ +209%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +214%
Aetna Designated Group $4,680.00 ↑ +229%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,988.05 ↑ +250%
Blue Cross Blue Shield of Arizona Commercial $4,988.05 ↑ +250%
Aetna Broad Network $5,506.00 ↑ +287%

Visitor-reported prices

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Removal duct glbldr calculi at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $2,229.74 $159.50 – $4,611.23
Arizona General Hospital Laveen Phoenix not published $159.50 – $2,346.10
Banner University Medical Center Tucson Tucson $1,275.94 $703.00 – $3,191.68
Banner University Medical Center South Tucson $1,852.40 $703.00 – $2,812.00
Banner Baywood Medical Center Mesa $1,359.79 $795.20 – $4,018.00
Banner Boswell Medical Center Sun City $1,149.06 $795.20 – $4,018.00
Banner Casa Grande Medical Center Casa Grande $1,101.35 $795.20 – $2,982.00
Banner Del Webb Medical Center Sun City West $1,268.34 $795.20 – $4,018.00

All Arizona hospitals for this procedure →