Rb82 rubidium at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$599.26
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,673.90
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$334.78 with Aetna vs $3,489.11 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $334.78 | ↓ -44% |
| Aetna | Qualified Health Plan | $376.63 | ↓ -37% |
| Health Choice Arizona, Inc. | Medicare Advantage | $502.17 | ↓ -16% |
| Health Choice Arizona, Inc. | Medicaid | $520.75 | ↓ -13% |
| Banner University Health Plan | University Family Plan | $520.75 | ↓ -13% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $520.75 | ↓ -13% |
| Mercy Care | Medicaid | $520.75 | ↓ -13% |
| Arizona Physicians IPA | Medicaid | $520.75 | ↓ -13% |
| Health Net | Medicaid | $520.75 | ↓ -13% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $570.86 | ↓ -5% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $634.29 | ↑ +6% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $669.56 | ↑ +12% |
| Plotkin Health | Plotkin Health | $753.25 | ↑ +26% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $753.25 | ↑ +26% |
| Health Net | Medicare | $836.95 | ↑ +40% |
| Health Choice Arizona, Inc. | ACA Health Plan | $836.95 | ↑ +40% |
| Oscar Health Plan | Commercial | $836.95 | ↑ +40% |
| Aetna | Medical Rental | $882.15 | ↑ +47% |
| Quiktrip Corporation | Commercial | $903.91 | ↑ +51% |
| Health Net | Commerical Exchange Product | $903.91 | ↑ +51% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,018.07 | ↑ +70% |
| Arizona Medical Network | Commercial | $1,171.73 | ↑ +96% |
| Provider Network of America | Commercial | $1,255.42 | ↑ +109% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $2,616.83 | ↑ +337% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $2,791.29 | ↑ +366% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $2,930.83 | ↑ +389% |
| Blue Cross Blue Shield of Arizona | Commercial | $3,489.11 | ↑ +482% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $3,489.11 | ↑ +482% |