R hrt cath chd nml nt cnj at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$1,689.11
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,374.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,101.79 with Health Net vs $15,273.13 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid | $2,101.79 | ↑ +24% |
| Health Choice Arizona, Inc. | Medicaid | $2,101.79 | ↑ +24% |
| Mercy Care | Medicaid | $2,101.79 | ↑ +24% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $2,101.79 | ↑ +24% |
| Arizona Physicians IPA | Medicaid | $2,101.79 | ↑ +24% |
| Banner University Health Plan | University Family Plan | $2,101.79 | ↑ +24% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $2,868.30 | ↑ +70% |
| Plotkin Health | Plotkin Health | $2,868.30 | ↑ +70% |
| Aetna | Medical Rental | $3,359.10 | ↑ +99% |
| Wellpoint | Medicare Advantage HMO | $3,428.11 | ↑ +103% |
| Aetna | Medicare Advantage | $3,428.11 | ↑ +103% |
| Arizona Physicians IPA | Medicare Advantage | $3,428.11 | ↑ +103% |
| Banner Health | Medicare Advantage | $3,428.11 | ↑ +103% |
| Banner University Health Plan | Medicare Advantage | $3,428.11 | ↑ +103% |
| Banner University Health Plan | University Care Advantage | $3,428.11 | ↑ +103% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $3,428.11 | ↑ +103% |
| Care 1st | Medicare Advantage | $3,428.11 | ↑ +103% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $3,428.11 | ↑ +103% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $3,428.11 | ↑ +103% |
| Gila River Health Care Corporation | Managed Care Program | $3,428.11 | ↑ +103% |
| Health Choice Arizona, Inc. | Medicare Advantage | $3,428.11 | ↑ +103% |
| Health Net | Medicare | $3,428.11 | ↑ +103% |
| Kaiser Foundation Health Plan | Medicare Advantage | $3,428.11 | ↑ +103% |
| Mercy Care | Mercy Care Advantage | $3,428.11 | ↑ +103% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $3,428.11 | ↑ +103% |
| United Healthcare | Medicare Advantage | $3,428.11 | ↑ +103% |
| UPMC Health Plan | Medicare Advantage | $3,428.11 | ↑ +103% |
| Quiktrip Corporation | Commercial | $3,441.96 | ↑ +104% |
| Humana | Medicare Advantage | $3,530.95 | ↑ +109% |
| Devoted Health Services | Medicare Advantage | $3,599.52 | ↑ +113% |
| Carelon | Medicare Advantage | $3,599.52 | ↑ +113% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $3,770.92 | ↑ +123% |
| Gold Kidney Health Plan | Medicare Advantage | $3,770.92 | ↑ +123% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $4,456.48 | ↑ +164% |
| Arizona Medical Network | Commercial | $4,461.80 | ↑ +164% |
| NaphCare | Federal | $4,627.95 | ↑ +174% |
| Aetna | Qualified Health Plan | $4,662.23 | ↑ +176% |
| Provider Network of America | Commercial | $4,780.50 | ↑ +183% |
| United Healthcare | Individual Exchange | $4,799.35 | ↑ +184% |
| Aetna | Banner Employee Plans | $5,013.00 | ↑ +197% |
| Health Net | Commerical Exchange Product | $5,073.60 | ↑ +200% |
| Health Choice Arizona, Inc. | ACA Health Plan | $5,142.16 | ↑ +204% |
| Oscar Health Plan | Commercial | $5,656.38 | ↑ +235% |
| United Healthcare | UHC Doctor's Plan | $7,462.00 | ↑ +342% |
| United Healthcare | UHC Core | $7,799.00 | ↑ +362% |
| Aetna | Joint Venture | $7,921.00 | ↑ +369% |
| United Healthcare | Commercial | $8,209.00 | ↑ +386% |
| Aetna | Designated Group | $8,416.00 | ↑ +398% |
| Aetna | Broad Network | $9,901.00 | ↑ +486% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $11,454.85 | ↑ +578% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $12,218.51 | ↑ +623% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $12,389.00 | ↑ +633% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $12,829.33 | ↑ +660% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $13,766.00 | ↑ +715% |
| Blue Cross Blue Shield of Arizona | Commercial | $15,273.13 | ↑ +804% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $15,273.13 | ↑ +804% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
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R hrt cath chd nml nt cnj at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $1,204.69 | $2,101.79 – $5,656.38 |
| Banner University Medical Center Tucson | Tucson | $1,646.86 | $2,101.79 – $6,244.00 |
| Banner University Medical Center South | Tucson | $897.58 | $2,101.79 – $6,244.00 |
| Banner Casa Grande Medical Center | Casa Grande | $898.73 | $2,101.79 – $5,142.16 |
| Banner Del Webb Medical Center | Sun City West | $1,166.44 | $2,101.79 – $5,656.38 |
| Banner Desert Medical Center | Mesa | $1,287.55 | $2,101.79 – $5,656.38 |
| Banner Ocotillo Medical Center | Chandler | $1,274.80 | $2,101.79 – $5,656.38 |
| Banner Thunderbird Medical Center | Glendale | $1,338.54 | $72.99 – $5,656.38 |