Prq tcat plmt ntrac st 1 les at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$6,009.14
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$22,676.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,478.57 with Blue Cross Blue Shield of Arizona vs $30,633.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,478.57 | ↓ -75% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $3,800.48 | ↓ -37% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $4,053.85 | ↓ -33% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $4,256.51 | ↓ -29% |
| Blue Cross Blue Shield of Arizona | Commercial | $5,067.31 | ↓ -16% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $5,067.31 | ↓ -16% |
| Arizona Physicians IPA | Medicaid | $7,281.13 | ↑ +21% |
| Banner University Health Plan | University Family Plan | $7,281.13 | ↑ +21% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $7,281.13 | ↑ +21% |
| Mercy Care | Medicaid | $7,281.13 | ↑ +21% |
| Health Net | Medicaid | $7,281.13 | ↑ +21% |
| Health Choice Arizona, Inc. | Medicaid | $7,281.13 | ↑ +21% |
| Aetna | Banner Employee Plans | $10,026.00 | ↑ +67% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $10,204.20 | ↑ +70% |
| Plotkin Health | Plotkin Health | $10,204.20 | ↑ +70% |
| Aetna | Joint Venture | $11,883.00 | ↑ +98% |
| Aetna | Medical Rental | $11,950.25 | ↑ +99% |
| Arizona Physicians IPA | Medicare Advantage | $12,087.01 | ↑ +101% |
| Gila River Health Care Corporation | Managed Care Program | $12,087.01 | ↑ +101% |
| United Healthcare | Medicare Advantage | $12,087.01 | ↑ +101% |
| UPMC Health Plan | Medicare Advantage | $12,087.01 | ↑ +101% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $12,087.01 | ↑ +101% |
| Banner University Health Plan | University Care Advantage | $12,087.01 | ↑ +101% |
| Banner University Health Plan | Medicare Advantage | $12,087.01 | ↑ +101% |
| Mercy Care | Mercy Care Advantage | $12,087.01 | ↑ +101% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $12,087.01 | ↑ +101% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $12,087.01 | ↑ +101% |
| Aetna | Medicare Advantage | $12,087.01 | ↑ +101% |
| Banner Health | Medicare Advantage | $12,087.01 | ↑ +101% |
| Health Choice Arizona, Inc. | Medicare Advantage | $12,087.01 | ↑ +101% |
| Kaiser Foundation Health Plan | Medicare Advantage | $12,087.01 | ↑ +101% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $12,087.01 | ↑ +101% |
| Health Net | Medicare | $12,087.01 | ↑ +101% |
| Wellpoint | Medicare Advantage HMO | $12,087.01 | ↑ +101% |
| Care 1st | Medicare Advantage | $12,087.01 | ↑ +101% |
| Quiktrip Corporation | Commercial | $12,245.04 | ↑ +104% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $12,389.00 | ↑ +106% |
| Humana | Medicare Advantage | $12,449.62 | ↑ +107% |
| Aetna | Designated Group | $12,626.00 | ↑ +110% |
| Devoted Health Services | Medicare Advantage | $12,691.36 | ↑ +111% |
| Carelon | Medicare Advantage | $12,691.36 | ↑ +111% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $13,295.71 | ↑ +121% |
| Gold Kidney Health Plan | Medicare Advantage | $13,295.71 | ↑ +121% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $13,766.00 | ↑ +129% |
| Aetna | Broad Network | $14,854.00 | ↑ +147% |
| Arizona Medical Network | Commercial | $15,873.20 | ↑ +164% |
| NaphCare | Federal | $16,317.46 | ↑ +172% |
| Aetna | Qualified Health Plan | $16,438.33 | ↑ +174% |
| United Healthcare | Individual Exchange | $16,921.81 | ↑ +182% |
| Provider Network of America | Commercial | $17,007.00 | ↑ +183% |
| Health Net | Commerical Exchange Product | $17,888.77 | ↑ +198% |
| Health Choice Arizona, Inc. | ACA Health Plan | $18,130.51 | ↑ +202% |
| Oscar Health Plan | Commercial | $19,943.57 | ↑ +232% |
| United Healthcare | UHC Doctor's Plan | $27,845.00 | ↑ +363% |
| United Healthcare | UHC Core | $29,101.00 | ↑ +384% |
| United Healthcare | Commercial | $30,633.00 | ↑ +410% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
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Prq tcat plmt ntrac st 1 les at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $4,285.76 | $3,800.48 – $19,943.57 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $13,957.14 | $598.29 – $28,864.23 |
| Banner University Medical Center Tucson | Tucson | $4,615.41 | $3,242.40 – $19,943.57 |
| Banner University Medical Center South | Tucson | $2,515.51 | $2,283.75 – $19,943.57 |
| Banner Baywood Medical Center | Mesa | $5,715.71 | $3,800.48 – $19,943.57 |
| Banner Boswell Medical Center | Sun City | $4,467.17 | $2,901.93 – $19,943.57 |
| Banner Casa Grande Medical Center | Casa Grande | $3,197.32 | $2,225.65 – $18,130.51 |
| Banner Del Webb Medical Center | Sun City West | $4,149.71 | $1,478.57 – $19,943.57 |