Prgrmg eval implantable dfb at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$41.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$141.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.93 with Banner University Health Plan vs $276.86 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $26.93 ↓ -35%
Banner University Health Plan University Family Plan $26.93 ↓ -35%
Arizona Physicians IPA Medicaid $26.93 ↓ -35%
Health Net Medicaid $26.93 ↓ -35%
Health Choice Arizona, Inc. Medicaid $26.93 ↓ -35%
Mercy Care Medicaid $26.93 ↓ -35%
Care 1st Medicare Advantage $39.74 ↓ -4%
Gila River Health Care Corporation Managed Care Program $39.74 ↓ -4%
United Healthcare Medicare Advantage $39.74 ↓ -4%
UPMC Health Plan Medicare Advantage $39.74 ↓ -4%
Blue Cross Blue Shield of Arizona Medicare Advantage $39.74 ↓ -4%
Banner University Health Plan University Care Advantage $39.74 ↓ -4%
Banner University Health Plan Medicare Advantage $39.74 ↓ -4%
Mercy Care Mercy Care Advantage $39.74 ↓ -4%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $39.74 ↓ -4%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $39.74 ↓ -4%
Aetna Medicare Advantage $39.74 ↓ -4%
Banner Health Medicare Advantage $39.74 ↓ -4%
Health Choice Arizona, Inc. Medicare Advantage $39.74 ↓ -4%
Kaiser Foundation Health Plan Medicare Advantage $39.74 ↓ -4%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $39.74 ↓ -4%
Health Net Medicare $39.74 ↓ -4%
Wellpoint Medicare Advantage HMO $39.74 ↓ -4%
Arizona Physicians IPA Medicare Advantage $39.74 ↓ -4%
Humana Medicare Advantage $40.93 ↓ -1%
Devoted Health Services Medicare Advantage $41.73 ↑ +1%
Carelon Medicare Advantage $41.73 ↑ +1%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $43.71 ↑ +6%
Gold Kidney Health Plan Medicare Advantage $43.71 ↑ +6%
Aetna Banner Employee Plans $47.38 ↑ +15%
NaphCare Federal $53.65 ↑ +30%
Aetna Qualified Health Plan $54.05 ↑ +31%
United Healthcare Individual Exchange $55.64 ↑ +35%
Health Net Commerical Exchange Product $58.82 ↑ +42%
Health Choice Arizona, Inc. ACA Health Plan $59.61 ↑ +44%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $60.26 ↑ +46%
Plotkin Health Plotkin Health $63.45 ↑ +54%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $63.45 ↑ +54%
Oscar Health Plan Commercial $65.57 ↑ +59%
United Healthcare UHC Doctor's Plan $68.39 ↑ +66%
United Healthcare UHC Core $71.49 ↑ +73%
Aetna Medical Rental $74.31 ↑ +80%
United Healthcare Commercial $75.29 ↑ +82%
Quiktrip Corporation Commercial $76.14 ↑ +84%
Cigna Healthcare of Arizona, Inc. LocalFlex $92.64 ↑ +124%
Cigna Healthcare of Arizona, Inc. Commercial $96.87 ↑ +134%
Arizona Medical Network Commercial $98.70 ↑ +139%
Provider Network of America Commercial $105.75 ↑ +156%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $154.89 ↑ +275%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $165.22 ↑ +300%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $173.48 ↑ +320%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $206.52 ↑ +400%
Blue Cross Blue Shield of Arizona Commercial $206.52 ↑ +400%
Aetna Joint Venture $221.48 ↑ +436%
Aetna Designated Group $235.33 ↑ +470%
Aetna Broad Network $276.86 ↑ +570%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Prgrmg eval implantable dfb at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $58.45 $29.07 – $120.87
Banner University Medical Center Tucson Tucson $158.06 $26.93 – $480.80
Banner University Medical Center South Tucson $70.32 $26.93 – $480.80
Banner Baywood Medical Center Mesa $13.96 $26.93 – $105.75
Banner Boswell Medical Center Sun City $34.12 $26.93 – $112.80
Banner Heart Hospital Mesa $40.33 $26.93 – $105.75
Banner Thunderbird Medical Center Glendale $40.33 $26.93 – $105.75
Yavapai Regional Medical Center (East) Prescott $64.56 $39.74 – $87.49

All Arizona hospitals for this procedure →