Prgrmg dev eval pm/ldls pm at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$38.97

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$133.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.93 with Banner University Health Plan vs $231.43 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $26.93 ↓ -31%
Banner University Health Plan University Family Plan $26.93 ↓ -31%
Arizona Physicians IPA Medicaid $26.93 ↓ -31%
Health Net Medicaid $26.93 ↓ -31%
Health Choice Arizona, Inc. Medicaid $26.93 ↓ -31%
Mercy Care Medicaid $26.93 ↓ -31%
Care 1st Medicare Advantage $39.74 ↑ +2%
Gila River Health Care Corporation Managed Care Program $39.74 ↑ +2%
United Healthcare Medicare Advantage $39.74 ↑ +2%
UPMC Health Plan Medicare Advantage $39.74 ↑ +2%
Blue Cross Blue Shield of Arizona Medicare Advantage $39.74 ↑ +2%
Banner University Health Plan University Care Advantage $39.74 ↑ +2%
Banner University Health Plan Medicare Advantage $39.74 ↑ +2%
Mercy Care Mercy Care Advantage $39.74 ↑ +2%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $39.74 ↑ +2%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $39.74 ↑ +2%
Aetna Medicare Advantage $39.74 ↑ +2%
Banner Health Medicare Advantage $39.74 ↑ +2%
Health Choice Arizona, Inc. Medicare Advantage $39.74 ↑ +2%
Kaiser Foundation Health Plan Medicare Advantage $39.74 ↑ +2%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $39.74 ↑ +2%
Health Net Medicare $39.74 ↑ +2%
Wellpoint Medicare Advantage HMO $39.74 ↑ +2%
Arizona Physicians IPA Medicare Advantage $39.74 ↑ +2%
Humana Medicare Advantage $40.93 ↑ +5%
Devoted Health Services Medicare Advantage $41.73 ↑ +7%
Carelon Medicare Advantage $41.73 ↑ +7%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $43.71 ↑ +12%
Gold Kidney Health Plan Medicare Advantage $43.71 ↑ +12%
Aetna Banner Employee Plans $44.69 ↑ +15%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $49.37 ↑ +27%
NaphCare Federal $53.65 ↑ +38%
Aetna Qualified Health Plan $54.05 ↑ +39%
United Healthcare Individual Exchange $55.64 ↑ +43%
Health Net Commerical Exchange Product $58.82 ↑ +51%
Health Choice Arizona, Inc. ACA Health Plan $59.61 ↑ +53%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $59.85 ↑ +54%
Plotkin Health Plotkin Health $59.85 ↑ +54%
United Healthcare UHC Doctor's Plan $64.50 ↑ +66%
Oscar Health Plan Commercial $65.57 ↑ +68%
United Healthcare UHC Core $67.43 ↑ +73%
Aetna Medical Rental $70.09 ↑ +80%
United Healthcare Commercial $71.02 ↑ +82%
Quiktrip Corporation Commercial $71.82 ↑ +84%
Cigna Healthcare of Arizona, Inc. LocalFlex $87.38 ↑ +124%
Cigna Healthcare of Arizona, Inc. Commercial $91.37 ↑ +134%
Arizona Medical Network Commercial $93.10 ↑ +139%
Provider Network of America Commercial $99.75 ↑ +156%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $126.89 ↑ +226%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $135.35 ↑ +247%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $142.12 ↑ +265%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $169.19 ↑ +334%
Blue Cross Blue Shield of Arizona Commercial $169.19 ↑ +334%
Aetna Joint Venture $185.14 ↑ +375%
Aetna Designated Group $196.71 ↑ +405%
Aetna Broad Network $231.43 ↑ +494%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Prgrmg dev eval pm/ldls pm at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Tucson Tucson $95.73 $26.93 – $291.20
Banner University Medical Center South Tucson $42.59 $26.93 – $291.20
Banner Baywood Medical Center Mesa $13.17 $26.93 – $99.75
Banner Boswell Medical Center Sun City $32.19 $26.93 – $106.40
Banner Del Webb Medical Center Sun City West $21.41 $26.93 – $106.40
Banner Heart Hospital Mesa $38.04 $26.93 – $99.75
Banner Thunderbird Medical Center Glendale $38.04 $26.93 – $99.75
Yavapai Regional Medical Center (East) Prescott $48.98 $39.74 – $73.98

All Arizona hospitals for this procedure →