Pr excision nail/nail matrix partial/complete permanent removal at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$493.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$953.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$250.73 with Banner University Health Plan vs $3,253.90 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan University Family Plan $250.73 ↓ -49%
Arizona Physicians IPA Medicaid $250.73 ↓ -49%
Health Net Medicaid $250.73 ↓ -49%
Banner University Health Plan AZ Medicaid - AHCCCS $250.73 ↓ -49%
Health Choice Arizona, Inc. Medicaid $250.73 ↓ -49%
Mercy Care Medicaid $250.73 ↓ -49%
Aetna Banner Employee Plans $320.21 ↓ -35%
Care 1st Medicare Advantage $425.83 ↓ -14%
Gila River Health Care Corporation Managed Care Program $425.83 ↓ -14%
United Healthcare Medicare Advantage $425.83 ↓ -14%
UPMC Health Plan Medicare Advantage $425.83 ↓ -14%
Blue Cross Blue Shield of Arizona Medicare Advantage $425.83 ↓ -14%
Banner University Health Plan University Care Advantage $425.83 ↓ -14%
Banner University Health Plan Medicare Advantage $425.83 ↓ -14%
Mercy Care Mercy Care Advantage $425.83 ↓ -14%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $425.83 ↓ -14%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $425.83 ↓ -14%
Aetna Medicare Advantage $425.83 ↓ -14%
Banner Health Medicare Advantage $425.83 ↓ -14%
Health Choice Arizona, Inc. Medicare Advantage $425.83 ↓ -14%
Kaiser Foundation Health Plan Medicare Advantage $425.83 ↓ -14%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $425.83 ↓ -14%
Health Net Medicare $425.83 ↓ -14%
Wellpoint Medicare Advantage HMO $425.83 ↓ -14%
Arizona Physicians IPA Medicare Advantage $425.83 ↓ -14%
Plotkin Health Plotkin Health $428.85 ↓ -13%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $428.85 ↓ -13%
Humana Medicare Advantage $438.60 ↓ -11%
Aetna Joint Venture $440.29 ↓ -11%
Devoted Health Services Medicare Advantage $447.12 ↓ -9%
Carelon Medicare Advantage $447.12 ↓ -9%
United Healthcare UHC Doctor's Plan $462.20 ↓ -6%
Aetna Designated Group $467.92 ↓ -5%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $468.41 ↓ -5%
Gold Kidney Health Plan Medicare Advantage $468.41 ↓ -5%
United Healthcare UHC Core $483.17 ↓ -2%
Aetna Medical Rental $502.23 ↑ +2%
United Healthcare Commercial $508.90 ↑ +3%
Quiktrip Corporation Commercial $514.62 ↑ +4%
Aetna Broad Network $549.88 ↑ +11%
NaphCare Federal $574.87 ↑ +16%
Aetna Qualified Health Plan $579.13 ↑ +17%
United Healthcare Individual Exchange $596.16 ↑ +21%
Cigna Healthcare of Arizona, Inc. LocalFlex $626.12 ↑ +27%
Health Net Commerical Exchange Product $630.23 ↑ +28%
Health Choice Arizona, Inc. ACA Health Plan $638.75 ↑ +29%
Cigna Healthcare of Arizona, Inc. Commercial $654.71 ↑ +33%
Arizona Medical Network Commercial $667.10 ↑ +35%
Oscar Health Plan Commercial $702.62 ↑ +42%
Provider Network of America Commercial $714.75 ↑ +45%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $949.44 ↑ +92%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,440.42 ↑ +394%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,603.12 ↑ +427%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,733.25 ↑ +454%
Blue Cross Blue Shield of Arizona Commercial $3,253.90 ↑ +559%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,253.90 ↑ +559%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Pr excision nail/nail matrix partial/complete permanent removal at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix not published $250.73 – $2,440.42
Arizona General Hospital Laveen Phoenix not published $107.64 – $438.61
St. Joseph’s Hospital and Medical Center Phoenix not published $107.64 – $438.60
Banner Baywood Medical Center Mesa $365.95 $250.73 – $714.75
Banner Boswell Medical Center Sun City $229.83 $250.73 – $762.40
Banner Casa Grande Medical Center Casa Grande $428.85 $250.73 – $714.75
Banner Page Hospital Page $123.87 $89.21 – $249.85
Yavapai Regional Medical Center (East) Prescott $227.80 $107.64 – $325.42

All Arizona hospitals for this procedure →