Phosphorus 24 hour urine at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$11.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$74.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.78 with Care 1st vs $26.49 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $5.78 ↓ -51%
Gila River Health Care Corporation Managed Care Program $5.78 ↓ -51%
United Healthcare Medicare Advantage $5.78 ↓ -51%
UPMC Health Plan Medicare Advantage $5.78 ↓ -51%
Blue Cross Blue Shield of Arizona Medicare Advantage $5.78 ↓ -51%
Banner University Health Plan University Family Plan $5.78 ↓ -51%
Banner University Health Plan AZ Medicaid - AHCCCS $5.78 ↓ -51%
Banner University Health Plan University Care Advantage $5.78 ↓ -51%
Banner University Health Plan Medicare Advantage $5.78 ↓ -51%
Mercy Care Medicaid $5.78 ↓ -51%
Mercy Care Mercy Care Advantage $5.78 ↓ -51%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $5.78 ↓ -51%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $5.78 ↓ -51%
Aetna Medicare Advantage $5.78 ↓ -51%
Banner Health Medicare Advantage $5.78 ↓ -51%
Health Choice Arizona, Inc. Medicaid $5.78 ↓ -51%
Health Choice Arizona, Inc. Medicare Advantage $5.78 ↓ -51%
Kaiser Foundation Health Plan Medicare Advantage $5.78 ↓ -51%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $5.78 ↓ -51%
Health Net Medicare $5.78 ↓ -51%
Health Net Medicaid $5.78 ↓ -51%
Wellpoint Medicare Advantage HMO $5.78 ↓ -51%
Arizona Physicians IPA Medicaid $5.78 ↓ -51%
Arizona Physicians IPA Medicare Advantage $5.78 ↓ -51%
Humana Medicare Advantage $5.95 ↓ -50%
Aetna Banner Employee Plans $6.05 ↓ -49%
Carelon Medicare Advantage $6.07 ↓ -49%
Devoted Health Services Medicare Advantage $6.07 ↓ -49%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $6.36 ↓ -46%
Gold Kidney Health Plan Medicare Advantage $6.36 ↓ -46%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $7.73 ↓ -35%
NaphCare Federal $7.80 ↓ -34%
Aetna Qualified Health Plan $7.86 ↓ -34%
United Healthcare Individual Exchange $8.09 ↓ -32%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $8.10 ↓ -32%
Plotkin Health Plotkin Health $8.10 ↓ -32%
Health Net Commerical Exchange Product $8.55 ↓ -28%
Health Choice Arizona, Inc. ACA Health Plan $8.67 ↓ -27%
Aetna Medical Rental $9.49 ↓ -20%
Oscar Health Plan Commercial $9.54 ↓ -19%
Quiktrip Corporation Commercial $9.72 ↓ -18%
Cigna Healthcare of Arizona, Inc. LocalFlex $10.15 ↓ -14%
United Healthcare UHC Doctor's Plan $10.69 ↓ -10%
Cigna Healthcare of Arizona, Inc. Commercial $11.28 ↓ -5%
United Healthcare UHC Core $11.83 ↓ -0%
Arizona Medical Network Commercial $12.60 ↑ +6%
United Healthcare Commercial $13.01 ↑ +10%
Provider Network of America Commercial $13.50 ↑ +14%
Aetna Joint Venture $19.41 ↑ +64%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $19.86 ↑ +68%
Aetna Designated Group $20.62 ↑ +74%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $21.19 ↑ +79%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $22.25 ↑ +88%
Aetna Broad Network $24.26 ↑ +105%
Blue Cross Blue Shield of Arizona Commercial $26.49 ↑ +124%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $26.49 ↑ +124%

Visitor-reported prices

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Phosphorus 24 hour urine at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $11.69 $5.78 – $13.50
Arizona General Hospital Laveen Phoenix $29.09 $3.46 – $103.76
St. Joseph’s Hospital and Medical Center Phoenix $38.20 $2.43 – $22.12
Mercy Gilbert Medical Center Gilbert $7.88 $3.24 – $17.81
Banner University Medical Center Tucson Tucson $11.99 $5.78 – $14.40
Banner University Medical Center South Tucson $11.54 $5.78 – $14.40
Banner Baywood Medical Center Mesa $9.40 $5.78 – $13.50
Banner Behavioral Health Hospital Scottsdale $30.47 $5.78 – $36.40

All Arizona hospitals for this procedure →