Pet image w/ct lmtd at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$2,320.66
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,393.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,073.25 with Mercy Care vs $10,800.54 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Mercy Care | Medicaid | $1,073.25 | ↓ -54% |
| Health Net | Medicaid | $1,073.25 | ↓ -54% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $1,073.25 | ↓ -54% |
| Banner University Health Plan | University Family Plan | $1,073.25 | ↓ -54% |
| Health Choice Arizona, Inc. | Medicaid | $1,073.25 | ↓ -54% |
| Arizona Physicians IPA | Medicaid | $1,073.25 | ↓ -54% |
| Aetna | Medicare Advantage | $1,278.60 | ↓ -45% |
| Aetna | Qualified Health Plan | $1,438.42 | ↓ -38% |
| Care 1st | Medicare Advantage | $1,554.59 | ↓ -33% |
| Gila River Health Care Corporation | Managed Care Program | $1,554.59 | ↓ -33% |
| United Healthcare | Medicare Advantage | $1,554.59 | ↓ -33% |
| UPMC Health Plan | Medicare Advantage | $1,554.59 | ↓ -33% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $1,554.59 | ↓ -33% |
| Banner University Health Plan | University Care Advantage | $1,554.59 | ↓ -33% |
| Banner University Health Plan | Medicare Advantage | $1,554.59 | ↓ -33% |
| Mercy Care | Mercy Care Advantage | $1,554.59 | ↓ -33% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $1,554.59 | ↓ -33% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $1,554.59 | ↓ -33% |
| Banner Health | Medicare Advantage | $1,554.59 | ↓ -33% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,554.59 | ↓ -33% |
| Kaiser Foundation Health Plan | Medicare Advantage | $1,554.59 | ↓ -33% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $1,554.59 | ↓ -33% |
| Health Net | Medicare | $1,554.59 | ↓ -33% |
| Wellpoint | Medicare Advantage HMO | $1,554.59 | ↓ -33% |
| Arizona Physicians IPA | Medicare Advantage | $1,554.59 | ↓ -33% |
| Humana | Medicare Advantage | $1,601.23 | ↓ -31% |
| Devoted Health Services | Medicare Advantage | $1,632.32 | ↓ -30% |
| Carelon | Medicare Advantage | $1,632.32 | ↓ -30% |
| Gold Kidney Health Plan | Medicare Advantage | $1,710.05 | ↓ -26% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $1,710.05 | ↓ -26% |
| Aetna | Banner Employee Plans | $1,731.00 | ↓ -25% |
| NaphCare | Federal | $2,098.70 | ↓ -10% |
| United Healthcare | Individual Exchange | $2,176.43 | ↓ -6% |
| Health Net | Commerical Exchange Product | $2,300.79 | ↓ -1% |
| Health Choice Arizona, Inc. | ACA Health Plan | $2,331.89 | ↑ +0% |
| Oscar Health Plan | Commercial | $2,565.07 | ↑ +11% |
| Plotkin Health | Plotkin Health | $2,876.85 | ↑ +24% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $2,876.85 | ↑ +24% |
| Aetna | Joint Venture | $2,971.00 | ↑ +28% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $3,151.44 | ↑ +36% |
| Aetna | Designated Group | $3,157.00 | ↑ +36% |
| Aetna | Medical Rental | $3,369.11 | ↑ +45% |
| Quiktrip Corporation | Commercial | $3,452.22 | ↑ +49% |
| Aetna | Broad Network | $3,714.00 | ↑ +60% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,217.00 | ↑ +82% |
| Arizona Medical Network | Commercial | $4,475.10 | ↑ +93% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,686.00 | ↑ +102% |
| Provider Network of America | Commercial | $4,794.75 | ↑ +107% |
| United Healthcare | UHC Doctor's Plan | $6,352.34 | ↑ +174% |
| United Healthcare | UHC Core | $6,922.34 | ↑ +198% |
| United Healthcare | Commercial | $7,494.23 | ↑ +223% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $8,100.40 | ↑ +249% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $8,640.43 | ↑ +272% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $9,072.38 | ↑ +291% |
| Blue Cross Blue Shield of Arizona | Commercial | $10,800.54 | ↑ +365% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $10,800.54 | ↑ +365% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Pet image w/ct lmtd at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $4,007.57 | $1,554.59 – $8,287.89 |
| Banner Casa Grande Medical Center | Casa Grande | $1,571.59 | $1,073.25 – $4,794.75 |
| Banner Gateway Medical Center | Gilbert | $2,001.01 | $1,073.25 – $4,794.75 |
| Banner Payson Medical Center | Payson | $1,461.77 | $1,073.25 – $3,010.50 |
| Banner Thunderbird Medical Center | Glendale | $1,604.64 | $72.99 – $4,794.75 |