Perq plmt bile duct stent at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$2,905.17

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,115.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,651.75 with National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) vs $16,820.00 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $3,651.75 ↑ +26%
Plotkin Health Plotkin Health $3,651.75 ↑ +26%
Banner University Health Plan University Family Plan $3,668.82 ↑ +26%
Banner University Health Plan AZ Medicaid - AHCCCS $3,668.82 ↑ +26%
Health Net Medicaid $3,668.82 ↑ +26%
Health Choice Arizona, Inc. Medicaid $3,668.82 ↑ +26%
Arizona Physicians IPA Medicaid $3,668.82 ↑ +26%
Mercy Care Medicaid $3,668.82 ↑ +26%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $3,818.00 ↑ +31%
Aetna Banner Employee Plans $4,094.00 ↑ +41%
Aetna Medical Rental $4,276.60 ↑ +47%
Quiktrip Corporation Commercial $4,382.10 ↑ +51%
Arizona Medical Network Commercial $5,680.50 ↑ +96%
Aetna Joint Venture $5,974.00 ↑ +106%
Provider Network of America Commercial $6,086.25 ↑ +109%
Arizona Physicians IPA Medicare Advantage $6,218.38 ↑ +114%
Gila River Health Care Corporation Managed Care Program $6,218.38 ↑ +114%
United Healthcare Medicare Advantage $6,218.38 ↑ +114%
UPMC Health Plan Medicare Advantage $6,218.38 ↑ +114%
Blue Cross Blue Shield of Arizona Medicare Advantage $6,218.38 ↑ +114%
Banner University Health Plan University Care Advantage $6,218.38 ↑ +114%
Banner University Health Plan Medicare Advantage $6,218.38 ↑ +114%
Mercy Care Mercy Care Advantage $6,218.38 ↑ +114%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $6,218.38 ↑ +114%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $6,218.38 ↑ +114%
Aetna Medicare Advantage $6,218.38 ↑ +114%
Banner Health Medicare Advantage $6,218.38 ↑ +114%
Health Choice Arizona, Inc. Medicare Advantage $6,218.38 ↑ +114%
Kaiser Foundation Health Plan Medicare Advantage $6,218.38 ↑ +114%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $6,218.38 ↑ +114%
Health Net Medicare $6,218.38 ↑ +114%
Wellpoint Medicare Advantage HMO $6,218.38 ↑ +114%
Care 1st Medicare Advantage $6,218.38 ↑ +114%
Aetna Designated Group $6,347.00 ↑ +118%
Humana Medicare Advantage $6,404.93 ↑ +120%
Carelon Medicare Advantage $6,529.30 ↑ +125%
Devoted Health Services Medicare Advantage $6,529.30 ↑ +125%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $6,840.22 ↑ +135%
Gold Kidney Health Plan Medicare Advantage $6,840.22 ↑ +135%
Aetna Broad Network $7,467.00 ↑ +157%
NaphCare Federal $8,394.81 ↑ +189%
Aetna Qualified Health Plan $8,457.00 ↑ +191%
United Healthcare UHC Doctor's Plan $8,578.00 ↑ +195%
United Healthcare Individual Exchange $8,705.73 ↑ +200%
United Healthcare UHC Core $8,965.00 ↑ +209%
Health Net Commerical Exchange Product $9,203.20 ↑ +217%
Health Choice Arizona, Inc. ACA Health Plan $9,327.57 ↑ +221%
United Healthcare Commercial $9,437.00 ↑ +225%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $9,813.71 ↑ +238%
Oscar Health Plan Commercial $10,260.33 ↑ +253%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $10,467.96 ↑ +260%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $10,991.27 ↑ +278%
Blue Cross Blue Shield of Arizona Commercial $13,084.95 ↑ +350%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $13,084.95 ↑ +350%
Cigna Healthcare of Arizona, Inc. LocalFlex $15,138.00 ↑ +421%
Cigna Healthcare of Arizona, Inc. Commercial $16,820.00 ↑ +479%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Perq plmt bile duct stent at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $3,140.50 $2,840.25 – $10,260.33
St. Joseph’s Hospital and Medical Center Phoenix $5,448.09 $434.50 – $11,266.98
Arizona General Hospital Laveen Phoenix not published $434.50 – $6,404.94
Banner University Medical Center Tucson Tucson $2,803.81 $2,703.40 – $10,260.33
Banner University Medical Center South Tucson $4,070.55 $2,703.40 – $10,260.33
Banner Baywood Medical Center Mesa $2,775.33 $2,840.25 – $15,138.00
Banner Boswell Medical Center Sun City $2,345.23 $2,840.25 – $10,260.33
Banner Del Webb Medical Center Sun City West $2,588.68 $2,840.25 – $10,260.33

All Arizona hospitals for this procedure →